【单选题】
What is the name of George Miller’s new movie? ___
A. Happy Feeling.
B. Happy Dancing.
C. Happy Foot.
D. Happy Feet.
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答案
D
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【单选题】
Which name is not mentioned in the film? ___
A. Nicole Kidman.
B. Hugh Jackman.
C. George Clooney.
D. Robin Williams.
【单选题】
Which of the following statement is not true about “Life in the Freezer”? ___
A. It was a documentary film.
B. It was made by National Geographic and the BBC.
C. It was a story of the amazing life of Emperor penguins.
D. The
E. mperor penguin sang to each other to find a mate and made friends.
【单选题】
What should you do during a high-pressure periods? ___
A. Lock yourself in a room with your work.
B. Leave your work and go on a vocation.
C. Tell your boss you can’t finish your work.
D. Get together with people who will revitalize and inspire you.
【单选题】
Which of the following is the correct description of TempWorld? ___
A. The era of guaranteed jobs is history.
B. We are all temporary workers.
C. You have to equip yourself with the skills.
D. All of the above.
【单选题】
What should a career activist do? ___
A. Being a career activist means concentrating on daily business.
B. Being a career activist means you can do a business as long as it meets your short-term needs.
C. A career activist should take the long view of his career.
D. A career activist should plan everything in advance.
【单选题】
What should you do in the TempWorld? ___
A. In TempWorld you must withstand disappointment, juggle stressful situations, and handle pressure.
B. You must learn from your setbacks and use them to your advantage in the future.
C. Things always go well for successful people because they are honest.
D. Both A and B.
【单选题】
Which of the following statements is Not True? ___
A. Your boss may be willing to change his behavior than your think.
B. Some managers don’t care how much their words or actions upset staffers.
C. You should tell your managers how their outbursts make you feel.
D. If the boss values your work, he may stop his abusiveness.
【单选题】
Which of the following public places is NOT mentioned that have banned mobiles? ___
A. restaurants
B. gas stations
C. theatres
D. museums
【单选题】
What happened when the cellphone of the speaker’s friend rang? ___
A. His friend answered the phone and the speaker became invisible to his friend.
B. They answered the phone together.
C. The speaker threw away his friend’s cellphone.
D. His friend hung up the phone and kept talking to the speaker. (C)
【单选题】
What happened to the man? ___
A. He had a car accident.
B. He had his arms broken.
C. He lost his mobile phone.
D. He was not able to use his mobile because he was in a remote area.
【单选题】
Which of the following is NOT true? ___
A. Today there are about 400 million cellphone owners.
B. Today there are about 300 million Personal Computer subscribers.
C. Cellphones will be more often used.
D. Cellphones will completely replace Personal Computers.
【单选题】
Which of the following is true? ___
A. Ellen Johnson-Sirleaf stayed in her country during the nation’s civil war.
B. She is still working for the United Nations.
C. She is the first woman ever elected president of an Asian country.
D. She is a Liberia.
【单选题】
What do you know about the solar eclipse? ___
A. Only hundreds of people gazed at it.
B. It was caused by the earth passing in front of the moon.
C. It was not often seen.
D. It started in Mongolia and ended in Brazil.
【单选题】
What is true about this meeting between the USA and China? ___
A. It was a meeting between Xi Jinping and Donald Trump.
B. It was the first time that the Chinese president had visited the United States.
C. The issue of the Olympics was discussed.
D. South Korea’s nuclear weapons program was discussed.
【单选题】
In which year did the station’s first permanent crew arrived? ___
A. 1998
B. 2000
C. 2002
D. 2003
【单选题】
If elected, ________________. ___
A. Richardson would be the first Hispanic President.
B. Clinton would be the first African-American President.
C. Romney world be the first Hispanic President.
D. Clinton would be the first Mormon President.
【单选题】
What are the things that the speaker’s inner and outer life based on? ___
A. Money
B. Health
C.
D. elicious food
【单选题】
What kind of things has its own reason for existing? ___
A. Questioning
B. The structure of reality
C. Curiosity
D. The mysteries of eternity
【单选题】
Who are so full of doubts? ___
A. Fools and fanatics
B. Wise people
C. Professors
D. University students
【单选题】
To the speaker, what kind of things always win in life? ___
A. Truth and love
B. Power and status
C. Great minds
D. Money and material
【单选题】
What’s the key word of the speaker? ___
A. Love
B. Power
C. Freedom
D. Curiosity
【单选题】
What happened to the man? ___
A. He committed identity theft.
B. He was put in prison.
C. He reported a case of theft to police.
D. He robbed a bank.
【单选题】
What is the attitude of Mrs. Washington? ___
A. She tries to cover up for little George.
B. She thinks Mr. Washington should not ask George directly.
C. She encourages George to chop down the tree.
D. She thinks Mr. Washington should put the blame on the sharp axe.
【单选题】
What do Nancy’s colleagues think about her transgender transition? ___
A. They think it is ridiculous.
B. They make a big fuss about it.
C. They take it lightly.
D. They are sympathetic.
【单选题】
What are the two women talking about? ___
A. They are talking women’s liberation.
B. They are talking about an ideal husband.
C. They want a rewarding job.
D. They are talking about women’s choice between family and career.
【单选题】
According to what you’ve heard, which of the following is NOT true? ___
A. The two ten-minute workouts help people get into shape in a short time.
B. The two ten-minute workouts are designed for the people of certain level of fitness.
C. The two ten-minute workouts help people to lose weight and to be vigorous.
D. The two ten-minute workouts are suitable for most people.
【单选题】
What does Cindy say about visiting Costa Rica in June? ___
A. It is bad because June falls in the rainy season.
B. It is bad because there is almost no sunshine in June.
C. It is not bad because it seldom rains on the coast.
D. It is not bad because it does not rain all the time and in all the places.
【单选题】
What did the professor say about the translation of idioms across language? ___
A. Almost all idioms are translatable and can be universally used.
B. Idioms are hardly translatable and cannot be universally used.
C. Not all idioms are translatable but many have translations in other language.
D. All idioms are translatable and tend to become international.
【单选题】
According to Professor Randal, which of the following is true for SAT II? ___
A. It tests your critical thinking and problem-solving skills.
B. It is more content oriented.
C. It is designed to measure subject-area knowledge.
D. It is designed to measure achievement in
E. nglish, math, reading, and science.
【单选题】
The movie in IMAX format adds the amazing effects except ___________. ___
A. the effect of sound
B. the effect of view
C. the effect of landscape
D. the effect of mystery
【单选题】
What can we learn from the conversation? ___
A. Nobody thinks he is under stress.
B. People should avoid stress completely.
C. Stress is a normal state of affairs.
D. Nobody is subject to stress.
【单选题】
What is Tom’s attitude towards the mobile phone? ___
A. It is very convenient to send text messages.
B. People have to put up with the inconvenience of using mobile phones.
C. He feels important when he uses his mobile phone in public.
D. He cannot live a day without his mobile phone.
【单选题】
Where did Helena start learning Dutch? ___
A. Spain
B. Holland
C. Sri Lanka
D. Indonesia
【单选题】
According to what the broadcaster says about what happened when the blackout occurred, which of the following is not true? ___
A. People crowded the streets of New York.
B. Throngs of people walked across the bridge, screaming and cursing.
C. The blackout stopped subways, buses and turned off traffic lights.
D. Many people are thinking of hitching a ride.
【单选题】
Who is Dr. Burkey? ___
A. The anchor
B. The questioner
C. A student
D. A clinical psychologist.
【单选题】
Which is true about Gandhi’s nonviolence? ___
A. There will be no pains and defeats when people use nonviolence.
B. People should be prepared to die like a soldier when they use nonviolence.
C. Nonviolence means that you have to accept injustice.
D. Soldiers can use violence against violence.
【单选题】
肖东和外祖父是___
A. 直系血亲
B. 直系姻亲
C. 旁系血亲
D. 旁系姻亲
【单选题】
按罗马法的亲等算法,小杨和叔叔的孙子是___
A. 三等亲
B. 四等亲
C. 五等亲
D. 六等亲
【单选题】
甲(男)的外祖母乙是丙(女)的父亲丁的胞姊,因此___
A. 乙是丙的姑母,丁是甲母的舅父
B. 乙是丙的姨母,丙是乙的甥女
C. 乙是丙的舅母,丁是甲母的叔父
D. 乙是丙的婶母,丙是乙的侄女
【单选题】
下列各种亲属关系中,属于直系拟制血亲的有___
A. 外祖父母与外孙子女
B. 养父母与养子女
C. 祖父母与孙子女
D. 继父母与未受其抚养教育的继子女
推荐试题
【单选题】
垫款账号的科目号为___
A. 1250
B. 1260
C. 1270
D. 1280
【单选题】
以保本型理财产品办理理财产品质押贷款的(对公流动资金贷款),贷款金额一般不超过理财产品金额的___。
A. 65%
B. 75%
C. 85%
D. 90%
【单选题】
垫款贷款在银行中被列为不良资产,属于逾期贷款一类,按年利率___计收罚息。
A. 10%
B. 12%
C. 15%
D. 18%
【单选题】
垫款发放后按___结息 。
A. 周
B. 月
C. 季
D. 年
【单选题】
垫款发放日为2016年1月1日,那么下一个结息日为___。
A. 2月1日
B. 4月1日
C. 3月20日
D. 贷款原到期日
【单选题】
垫款贷款属于逾期贷款,还款顺序产品层默认为___。
A. 先还利息,再还本金
B. 先还本金,再还利息
C. 先还费用,再还本金
D. 先还费用,再还利息
【单选题】
归还银承垫款时,借据号为___。
A. 信贷流水号
B. 承兑协议号
C. 备款清单中的号
D. 垫款清单中的贷款账号
【单选题】
垫款贷款属于贷款___
A. 正常贷款
B. 委托贷款
C. 保证贷款
D. 逾期贷款
【单选题】
垫款发放的交易码为___
A. 3001
B. 3002
C. 3003
D. 3004
【单选题】
___是指由委托人提供合法来源的资金转入委托银行委托存款账户,委托银行根据委托人确定的贷款对象、用途、金额、期限、利率等代为发放、监督使用并协助收回的贷款业务;
A. 微型贷
B. 委托贷款
C. 贴现业务
D. 公积金贷款
【单选题】
委托贷款入账账户状态为___,允许放款。
A. 止付—存款证明
B. 止付
C. 冻结
D. 资金池
【单选题】
以下说法正确的是:___
A. 委托存款账户是否有足够的贷款资金,如果资金在结算户中,需要提供现金支票将资金转入同名委托存款账户中。
B. 委托存款账户是否有足够的贷款资金,如果资金在结算户中,需要提供转账支票将资金转入同名委托存款账户中。
C. 委托存款账户是否有足够的贷款资金,如果资金在结算户中,无需提供直接将资金转入同名委托存款账户中。
D. 委托存款账户是否有足够的贷款资金,如果资金在结算户中,需要填制特种转账凭证将资金转入同名委托存款账户中。
【单选题】
当产品为委托贷款时,还款模式为自动,是指委托贷款还款后本金会返还到___,还款模式手工,是指还款本金返回到()。
A. 委托人结算账户 委托人贷款账户
B. 委托人存款账户 委托人结算账户
C. 委托人结算账户 委托存款账户
D. 委托人贷款账户 委托人存款账户
【单选题】
以下说法错误的是:___
A. 同一贷款帐号下,如果当天先做过提前还本,允许再做提前结清。
B. 有欠款的情况下,允许做提前还本。还款方式为等额本息(按月、按季)和等额本金(按月、按季)时系统控制,必须欠款归还后才能做提前还本。
C. 归还垫款时,还款类型只能选归还欠款或逾期结清。
D. 还款类型为归还欠款且需要调整欠款顺序时需会计主管授权。
【单选题】
以下放款日与到期日的组合符合委托贷款等额本金按月、按季;等额本息按月、按季的还款方式的要求的是___
A. 2016.4.30-2018.4.29
B. 2016.4.30-2018.4.30
C. 2016.4.30-2018.4.31
D. 2016.4.30-2018.5.1
【单选题】
公积金贷款必须选___且本金也是入( )。
A. 手动 结算账户
B. 手动 暂挂账户
C. 自动 结算账户
D. 自动 暂挂账户
【单选题】
委托贷款还本时,需要输入“提前还款本金”金额,输入的金额应___剩余本金。
A. 小于
B. 大于
C. 等于
D. 小于等于
【单选题】
接受银团委托,进行银团贷款事务管理和协调活动工作的银行是___
A. 出资行
B. 代理行
C. 参加行
D. 贷款行
【单选题】
银团贷款是指由不少于___家获准经营贷款业务的银行业金融机构基于相同贷款条件,依据同一贷款合同,按约定时间和比例,通过代理行向借款人提供的本外币贷款或授信业务。
A. 1
B. 2
C. 3
D. 4
【单选题】
银团贷款牵头行是指经___同意,负责发起组织银团、分销银团贷款份额的银行。
A. 贷款行
B. 借款人
C. 出资人
D. 代理行
【单选题】
我行只作为参与行的银团贷款贷款利息如与我行计提不一致时,应如何操作?___
A. 直接还款
B. 先利息调整再还款
C. 先还款后补差额利息
D. 不能还款
【单选题】
我行作为代理行时发放的银团贷款,放银团贷款前必须先做___。
A. 银团协议经办
B. 银团协议签约
C. 银团协议复核
D. 银团协议录入
【单选题】
本行担任牵头行时,承贷份额原则上不得少于银团融资总金额的___;分销给其他银团成员的份额原则上不得低于( )。
A. 20% 50%
B. 30% 60%
C. 20% 60%
D. 30% 50%
【单选题】
循环贷款期限根据借款人的授信用途、还款能力和担保方式等因素综合确定,授信期限最长不超过___年(含),在授信有效期内贷款期限最长不超过( )年(含),不得展期。
A. 1,1
B. 1,3
C. 3,1
D. 3,3
【单选题】
循环贷款在授信期间执行___利率,由总行根据市场变化和国家利率政策变动等综合因素确定并适时发布利率区间。
A. 变动
B. 固定
C. 变动+固定
【单选题】
循环贷采用按月付息方式,贷款期间的每月___日,本行计算机系统将自动从借款人指定的兰花卡结算账户中扣除应付利息,遇账户余额不足未能按时支付利息的,本行将按有关规定计收复息。借款人授信到期或指定结算账户需结清时,必须利随本清。
A. 10
B. 15
C. 20.
D. 25
【单选题】
循环贷款授信用于循环贷款发放前的额度审批,授信额度最高 万元,其中信用贷款最高为 万元。___
A. 100万、50万
B. 50万、30万
C. 50万、20万
D. 100万、80万
【单选题】
循环贷款可以做哪个交易___
A. 展期
B. 冲账
C. 提前还款
【单选题】
借款人本人需要在本行开立 ,同意并授权本行按合同约定从其个人账户扣收贷款本息。___
A. 存折
B. 兰花卡
C. 以上均可
【单选题】
兰花卡/金融IC卡对应结算账户被有权机关冻结,系统会联动到循环贷款维护界面做 ___
A. 全额止付
B. 全额解冻
C. 全额冻结
【单选题】
循环贷按月结息,采用按月付息的方式为每月___日?
A. 10日
B. 20日
C. 30日
D. 40日
【单选题】
账户状态为“正常”允许放款,账户状态属于下列哪种状态时不允许放款___
A. 止付-存款证明
B. 今日开户
C. 全部止付
D. 代发账户
【单选题】
循环贷款在授信期间执行___,由( )根据市场变化和国家利率政策变动等综合因素确定并适时发布利率区间
A. 浮动利率;总行
B. 浮动利率;各分支行
C. 固定利率;总行
D. 固定利率;各分支行
【单选题】
以下关于循环贷款的说法正确的是___。
A. 循环贷款是指针对农、林、牧、渔等用途发放的贷款。
B. 循环贷款可以在授信期限内分次提款、循环使用。
C. 循环贷款在支取不超过可用额度的单笔款项时,也需要再次审批
D. 循环贷款的最高授信额度为30万元
【单选题】
若循环贷授信到期后,贷款并没有完全结清,则授信状态为___
A. 全额冻结
B. 全额收回
C. 部分冻结
D. 部分收回
【单选题】
当循环贷借款人因非恶意欠息造成的冻结,由借款人提出申请经本行认定借款人仍符合业主循环贷申请条件后由___进行审批通过后给予解冻处理。
A. 主办客户经理
B. 分管行长
C. 总行授信部审核岗
D. 总行授信部审批岗
【单选题】
交易类型为柜面放款冲账/的循环贷款,需要输入 ___账号才能操作。
A. 透支
B. 贷款
C. 结算
D. 存款
【单选题】
柜员进行贷款核销操作进入交易界面后必须输入___。
A. 贷款账号
B. 还款账号
C. 借款合同号
D. 借据号
【单选题】
贷款核销及收回只针对___贷款。
A. 非减值
B. 减值
C. 逾期
D. 正常
【单选题】
贷款核销交易冲账,下列说法正确的是___
A. 支持当天冲账
B. 支持事后调账
C. 不支持冲账
D. 仅支持当天冲账