【判断题】
企业网银批量代发和批量转账只能是行内账户,不能进行跨行交易
A. 对
B. 错
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答案
B
解析
暂无解析
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市郊联社开具保函应根据担保方式、风险度,按保函金额收取手续费。手续费的收取额为月费率 ,按季度收取,最低为每笔___元。
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“流水贷”额度可按照账户流水(日均存款)的 倍进行核定,最高不超过 万元。___
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___是银行在商业汇票上签章承诺按出票人指示到期付款的行为。
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下列关于资产负债率的论述中,错误的是___
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D. 建立正式客户-申请贷款-授信-评级-发放贷款
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反映客户长期偿债能力的比率是___
A. 流动比率
B. 资产负债率
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___是指企业长期使用但没有实物形态的资产,包括土地使用权、专利权、商标权、商誉等。
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B. 流动资产
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【单选题】
在抵押期间,不论抵押物所生的是天然孳息还是法定孳息,由___来收取。
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在贷款质押业务的风险中,最主要的风险因素是___。
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D. 操作风险
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银行防范质物的价值风险,应要求质物经过有行业资格且资信良好的评估公司做价值认定,选择___的动产或权利作为质物,谨慎地接受股票、权证等价值变化较大的质物。
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【单选题】
以下各项中不得抵押的财产是___。
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