【判断题】
目前,我行对公账户开户免收手续费和账户管理费。
A. 对
B. 错
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答案
A
解析
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【判断题】
已在我行其他网点开立过账户的企业可以不用新建客户号。
A. 对
B. 错
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开立一般账户必须将开户资料送人民银行待核准。
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根据人民银行的规定,营业机构对已领取统一社会信用代码营业执照的组织办理银行账户业务,不再要求其提供税务登记证及组织机构代码证。
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开立单位银行人民币结算账户,必须法定代表人或单位负责人直接办理,不可以授权他人办理。
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建立公司客户信息、公司客户信息维护和查询交易都需会计主管授权。
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公司客户信息维护需要填《变更银行结算账户申请书》
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《开立银行结算账户申请书》上需由会计主管签章确认,《变更银行结算账户申请书》不需要。
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对公客户信息若在我行其他支行已有建立,开立账户时则延用已建立的客户号开立账户。
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经办柜员对存款人的开户申请书填写的事项和提供资料的真实性、完整性、合法性进行认真审查(对非开户企业人员代理开户的,要保持高度警惕,及时与开户单位联系核实。)
A. 对
B. 错
【判断题】
账户变更时,《变更银行结算账户申请书》前四行内容为变更前信息,开户许可证核准号为旧的核准号
A. 对
B. 错
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新客户开户时必须填写《个人银行账户开户及综合服务申请表》,存量客户(非首次新开户,新开卡除外)办理开户时无需填写《个人银行账户开户及综合服务申请表》。
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活期储蓄账户只能进行存款和取款。
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储蓄账户可进行转账结算和存取款。
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B. 错
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兰花卡代办时,代办理由系统可不输入。
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【判断题】
代理开卡,不需设置密码,卡片为未激活状态,未激活状态只能办理存款类业务(文理批扣除外)。
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【判断题】
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B. 错
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其他储蓄账户可分为定活两便、个人通知存款、教育储蓄账户。
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【判断题】
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代理开卡,卡片为未激活状态,需要本人去柜台进行账户激活账户并密码重置,未激活状态下不能办理业务。
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新客户开户时必须填写《个人银行账户开户及综合服务申请表》,存量客户(非首次新开户)办理开户时无需填写《个人银行账户开户及综合服务申请表》,客户身份证复印件都不需要。
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客户凭有效身份证件办理,代理办理的还需提供代理人有效身份证件,申请兰花卡的需填兰花卡申请书(如代办需注明代办理由,代办兰花卡原则上不超过四张),身份审核参照《身份审核》。
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个人外币现钞账户只能办理取现业务,现汇账户可以办理转账、取现业务。
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