【判断题】
在商承到期时，款项从企业账户划出，当企业账户余额不足时，银行不垫款。
A. 对
B. 错
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A
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【判断题】
结算业务申请书上记载的收款人为个人，且需要到汇入行领取汇款的，汇款人应在结算业务申请书收款人账号或地址栏注明“留行待取”字样。汇款人确定不得转汇的，应在结算业务申请书备注栏注明“不得转汇”字样。
A. 对
B. 错
【判断题】
在同城范围内，收款人收取公用事业费或根据国务院的规定，可以使用同城特约委托收款。收取公用事业费，必须具有收付双方事先签订的经济合同，由付款人向开户银行授权，并经开户银行同意，报经中国人民银行当地支行批准。
A. 对
B. 错
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【单选题】
Q3: What did Stephen’s mother teach him later?___
A. How to do an experiment .
B. How to carry a milk bottle .
C. How to clean up spilled milk .
D. How to avoid making mistakes .
【单选题】
Q4: What did Stephen learn from this experience?___
A. Mistakes can become learning opportunities .
B. Mistakes are just like scientific experiments .
C. One should sometimes make mistakes .
D. One should try to avoid making mistakes .
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A. Because he likes the sunny weather.
B. Because he wants to challenge himself .
C. Because it can help solve his sleeping problem .
D. Because it can help him forget all his troubles .
【单选题】
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A. To go sailing .
B. To go surfing .
C. To go to the beach .
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【单选题】
Q3: What does the woman love doing?___
A. Going to visit relatives.
B. Enjoying the warm sun on the beach .
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【单选题】
Q4: What does the man remember doing with his brothers?___
A. Surfing in the sea .
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C. Building sand castles .
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【单选题】
Q1: According to the survey, what percentage of British adults watched TV in theirfree time?___
A. 89 percent .
B. 84 percent .
C. 76 percent .
D. 71 percent .
【单选题】
Q2: Which age group would be the most likely to visit their friends and relatives?___
A. People aged 16 to 24
B. People aged 25 to 34 .
C. People aged 16 and over .
D. People aged 55 and over .
【单选题】
Q3: What does the speaker say about listening to music as a leisure activity for British people?___
A. People aged 16 to 24 preferred listening to music most .
B. It was getting more and more popular among the British people .
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D. People aged 25 to 34 listened to music more often than those aged 16 to 24 .
【单选题】
Q4: According to the survey, how are leisure activities related to age?___
A. Older people go out to pubs more often . frequently .
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D. Younger people spend less time visiting friends and family .
【单选题】
Q1: Why was the girl excited?___
A. She is going to have a lot of vanilla ice cream .
B. She won the spelling competition at her school .
C. She is going to the state capital for a competition .
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【单选题】
Q2: What happened when the man was 13 years old?___
A. His family moved to Sacramento to settle down .
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C. He went to Sacramento for a spelling competition .
D. He won the first prize in the state spelling competition .
【单选题】
Q3: Why did the man’s mom give him a big hug?___
A. To make him feel better after he lost the first prize .
B. To apologize for not buying him some ice cream .
C. To wish him good luck in the next competition .
D. To congratulate him on winning the first prize .
【单选题】
Q4: What color is the girl going to wear for her next competition?___
A. Red .
B. Blue .
C. Green .
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【单选题】
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A. Superstitions and science .
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C. Superstitions in the United States .
D. Rational and superstitious societies .
【单选题】
Q2: According to the passage, what is considered as bad luck?___
A. Walking under a ladder .
B. Dreaming of a black cat .
C. Hanging a mirror in the house .
D. Stepping on one's own shadow .
【单选题】
Q3: Why is it considered bad luck to see a black cat crossing one’s path?___
A. Because black cats look like witches . e witches .
B. Because black cats were thought to be witches .
C. Because black cats bring seven years of bad luck .
D. Because black cats are hard to notice in darkness .
【单选题】
Q4: According to the passage, what will bring people good luck?___
A. Breaking a mirror on purpose .
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【单选题】
Q2: When does the woman arrive back home by subway?___
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【单选题】
Q3: According to the woman, in what way will the new high-speed train be a big help to her?___
A. She can either read or rest a little on the train .
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【单选题】
Q4: How will the new high-speed train affect the man?___
A. He can take the train to the old part of the city .
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Q1: How much time on average do Americans spend on their way to work?___
A. About an hour .
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【单选题】
Q2: What is the present situation about Americans’ commuting to work?___
A. More and more Americans spend over an hour getting to work .
B. Over 10 percent of Americans spend less than an hour getting to work .
C. Only New York people spend more than 90 minutes getting to work .
D. Over 10 percent of Americans spend more than 90 minutes getting to work .
【单选题】
Q3: Why does Steven choose to have an extreme commute?___
A. Because gas prices are not high .
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C. Because he can attend a better school .
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【单选题】
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A. Traffic jams .
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【单选题】
Q2: What is the actual reason that Katy doesn’t want to attend Jason’s party?___
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【单选题】
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【单选题】
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【单选题】
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A. To attract young customers .
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【单选题】
Q3: How many Black Friday shoppers were reported to go to the shops at midnight this year?___
A. 24 percent .
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【单选题】
Q4: What can we learn about the 15-year-old Jenny?___
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【单选题】
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【单选题】
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【单选题】
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A. 1:3.
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D. 10 :1.
【单选题】
Q2: What is the most exciting finding about increasing positive emotions?___
A. It improves relationships .
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C. It helps develop creativity .
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