【判断题】
结转方式要按交易显示的账户状态作相应的选择,无人申领---选择收益转正常,休眠状态的,选择久悬转正常。
A. 对
B. 错
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久悬户可委托代理人办理销户手续,只需出示申请人有效身份证件。
A. 对
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账户时效一年未进出转久悬,转久悬后一年未进出转收益。
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久悬账户处理包括:久悬转正常,收益转正常,正常转久悬三种。本人和代理人均可办理。
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对于久悬账户,代理要求挂失,可以先行久悬激活。
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久悬户激活需本人携带有效证件到我行任一营业网点办理。
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久悬户激活需本人携带有效证件到账户开户网点办理。
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久悬激活时,若客户提供的户名和我行留存的户名不一致,但客户提供了相关证明材料且能确认为本人的,激活后仍可正常使用。相关证明材料与其他资料一并做附件。
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“定存冠”绑定账户为“久悬户”,如代理人来办理定存冠销户,柜员只能要求客户本人前来久悬转正常后才能办理销户手续。
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时效是三年未进出对私活期账户转久悬,俗称:休眠。转久悬后一年未进出转收益,俗称:无人申领。
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久悬业务办好后,回单交给客户,客户无需签字。
A. 对
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对私活期久悬户可委托代理人办理销户手续,但需出示申请人及代理人有效身份证件。
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批量开户时单位经办人须联网核查身份证件,其他开户员工不需要进行联网核查身份证件。
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申请单位没有预先在我行开户,现在需要办理批量业务的,则在客户号输入“999999999”,回车后显示蓝色框选中的银行内部户即为客户名称。
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基本存款账户“转户”,是指存款人因迁址或其他需要,在原基本存款账户开户银行撤销基本存款账户后,选择其他银行,申请重新开立基本存款账户的行为。
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