【判断题】
注册验资资金以现金方式存入,出资人需提取现金的,应出具缴存现金时的现金缴款单原件及其有效身份证件
A. 对
B. 错
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答案
A
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所有存款人在申请开立单位银行结算账户时,其申请开立的账户名称、出具的开户证明文件上记载的存款人名称以及预留银行签章中公章或财务专用章的名称应必须保持一致
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银行结算账户按存款人分为单位银行结算账户和单位非活期存款账户
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结算印章应严格按照规定的范围使用,不得预先在空白凭证上加盖
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【判断题】
空白票据出售时应在每张支票上加盖本行行名和存款人账号,业务繁忙时可交由开户单位自填
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结算账户撤销时,要求客户将未用的空白票据交回银行;客户未按规定交回的,要求其出具有关证明,造成损失的,由客户和银行共同承担
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【判断题】
票据提入时,应检查提入票据专用袋的完整性,清点提入票据专用袋总数是否正确,核对无误后办理交接手续
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账户资料扫描是指未在BOS处理,但需要留存影像资料的账户类业务,可以通过“待核销过渡凭证查询补打”功能进行扫描,例如单位借记卡开、销户,不动户销户等
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账户业务资料是指账户业务办理过程中所需的各种凭证资料的统称
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【判断题】
客户回单查询提供按业务序号精确查询或按应用、业务种类、日期等条件组合模糊查询业务信息,包括业务详细信息、资料清单信息、资料清单影像及补扫描功能
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存款人遗失密码的,应持其开户时需要出具的证明文件和基本存款账户开户许可证到中国人民银行当地分支行申请重置密码
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柜员通过集中作业平台开立账户时,应通过多头账户检查交易查询客户在农行系统开立基本户和一般户的情况,按规定判定能否开立账户
A. 对
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【判断题】
NEWBOS核准前销户业务,清息交易产生的清息回单如果未打印,可以通过账户业务回单查询打印交易补打
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预占账号是指网点受理业务信息完成后,即可生成客户预开账号类型的账号
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新开账户必须先在BoEing建立客户信息,然后才能在NEWBOS做核准前开户交易
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网点办理核准前开户业务,必须由主管指纹授权才能提交
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【判断题】
票面要素审验。包括票据是否是人行规定印刷的制式凭证,出票日期是否符合要求,票据记载要素是否完整、规范、合法,背书是否连续、规范;粘单是否符合标准等
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【判断题】
NEWBOS核准前销户业务,转出余额交易支持每天调用3次
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票据责任,是指票据债权人向持票人支付票据金额的义务
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没有代理权而以代理人名义在票据上签章的,应当由代理人承担票据责任
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【判断题】
无民事行为能力人或者限制民事行为能力人在票据上签章的,其签章无效,同时影响其他签章的效力
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【判断题】
票据金额以中文大写和数码同时记载,二者必须一致,二者不一致的,票据无效
A. 对
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票据上有伪造、变造的签章的,不影响票据上其他真实签章的效力
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出票是指出票人签发票据并将其交付给收款人的票据行为
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支票的持票人超过规定的期限提示付款的,丧失对前手的追索权
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存款账户结清时,必须将全部剩余空白支票交回银行注销
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汇款回单是汇出银行受理汇款的依据,为该笔汇款已转入收款人账户的证明
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电子支付密码是指客户在签发支付凭证时,通过支付密码器采集支付凭证上的重要信息及数据进行加密运算,生成的一个唯一的包含帐户身份信息和支付信息的密码数据
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处理电子支付密码业务的相关资料及证明文件,营业机构应将其纳入会计档案管理,与存款人开销户资料分开保管
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