【判断题】
支取方式修改不需授权中心审核。
A. 对
B. 错
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答案
B
解析
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挂失业务申请、解挂、挂失新开,客户提供的有效身份证件及我行要求提供的相关资料都要留存复印件或影印件。
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办理凭证挂失业务,当天可领取新凭证。
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客户拔打96528进行口头挂失后,在口头挂失有效期内到柜台申请正式挂失,柜面人员无需将口头挂失解挂即可直接办理。
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客户因行动不便无法本人到行办理市民卡挂失业务时,可由代理人代办,除了提供由本人签字并由村镇盖章确认的证明,本人及代理人的身份证件原件外,还应提供银行人员上门拍照确认的照片及由委托人、代理人、银行人员双人核实的委托书。
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久悬账户可进行资金结算。
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久悬账户,资金只收不付。
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久悬户激活需本人携带有效证件到开户网点办理久悬转正常。
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久悬户销户必须本人携带有效证件办理,不允许代办。
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个人账户久悬处理时效是五年未进出转久悬,俗称:休眠。
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当日一经做久悬激活,要次日才可以做回正常转久悬。
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因挂失原因,久悬账户的激活,必须是本人。如果因特殊需要而代理进行了激活,激活后必须进行销户。
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做久悬激活,当日即可做回正常转久悬。
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结转方式要按交易显示的账户状态作相应的选择,无人申领---选择收益转正常,休眠状态的,选择久悬转正常。
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久悬户可委托代理人办理销户手续,只需出示申请人有效身份证件。
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账户时效一年未进出转久悬,转久悬后一年未进出转收益。
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久悬账户处理包括:久悬转正常,收益转正常,正常转久悬三种。本人和代理人均可办理。
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久悬户激活需本人携带有效证件到账户开户网点办理。
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“定存冠”绑定账户为“久悬户”,如代理人来办理定存冠销户,柜员只能要求客户本人前来久悬转正常后才能办理销户手续。
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久悬业务办好后,回单交给客户,客户无需签字。
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对私活期久悬户可委托代理人办理销户手续,但需出示申请人及代理人有效身份证件。
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