【判断题】
抵债资产登记的会计分录为: 收:抵债资产 70410101。
A. 对
B. 错
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A
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收取抵债资产处理交易如当日操作有误,可启用“3704抵债资产业务冲账”交易进行冲正。
A. 对
B. 错
【判断题】
“抵债资产登记”交易用于建立抵债资产与借据合同的对应关系。
A. 对
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柜员确认“3701抵债资产登记”交易完成后,依据以资抵债清单内容及抵债资产登记结果使用“3702收取抵债资产处理”对已录入的抵债资产进行抵偿贷款处理。
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抵债资产处置暂挂账户以及处置费用暂挂账户不均为内部账户。
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抵债资产登记需要信贷审批后才能处理。
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抵债资产处理类型为核销时需开立139处置暂挂账户和262处置费用暂挂账户;处理类型为自用时需开立262处置费用暂挂账户。
A. 对
B. 错
【判断题】
“3702收取抵债资产处理”和‘3703抵债资产处置’业务均不允许冲账。
A. 对
B. 错
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收取抵债资产的处理无客户回单。
A. 对
B. 错
【判断题】
收取抵债资产处理需要授权中心授权,需上传《抵债资产集体评审结果批复书》。
A. 对
B. 错
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参与行的银团贷款应收利息、利率使用错误导致利息与实际不符均可使用“3012利息调整”。但只能调整已结未收利息,不允许调整应计利息。
A. 对
B. 错
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“3012利息调整”如调整方式为调增,是从最早的未收欠款开始往上调增。
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B. 错
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利息调整是指用于贷款计息发生错误进行调整时的处理,是对已结未收的利息进行查询及调整。
A. 对
B. 错
【判断题】
利息调整时, 如调整方式为调增,则是从最后面新插入一条欠款信息,调增利息前需要检查当天该贷款账号是否处理过归还欠款、提前还本,需将原交易冲账后再做调增。调增后可处理归还欠款等业务。
A. 对
B. 错
【判断题】
参与行的银团贷款应收利息、利率使用错误导致利息与实际不符均可使用利息调整该交易调整。但只能调整已结未收利息,不允许调整应计利息。
A. 对
B. 错
【判断题】
若需要调整的利息为已经结出且从客户账户中扣收了的利息,则只能在“1873-表内通用记账”交易中,调整客户账及对应的利息科目。
A. 对
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【判断题】
利息调整,选择欠款类型,输入起始日期、结束日期,点击“查询”按钮,列表中显示所有欠款信息(含欠款已还的部分)。
A. 对
B. 错
【判断题】
利息调整信息录入完成后,直接提交即可打印完成交易,打印一式两联通用空白凭证,盖业务清讫章
A. 对
B. 错
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贷款停息业务操作时输入停息日期,系统控制不能大于系统日期
A. 对
B. 错
【判断题】
贷款停止计息申报审批表的申批日期可以是贷款停息业务操作当日或之前几日。
A. 对
B. 错
【判断题】
贷款停息是用于完成贷款在诉讼期间经审批同意停止计息的处理
A. 对
B. 错
【判断题】
贷款停息柜员凭证摆放:柜员以一联通用凭证为主凭证,贷款停止计息申报审批表、停息通知书、法院判决书或执行裁定书的相关文件为附件
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停息后的利息计算,根据停息后的实时本金和实时利息欠款情况计算。
A. 对
B. 错
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操作贷款停息时,需审核法院判决书或执行裁定书的相关内容,核对该贷款客户是否为被执行人之一,法院是否在最后落款处盖章。
A. 对
B. 错
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贷款停息无需信贷审批。
A. 对
B. 错
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抵质押品划转后,所属机构为接收机构,划出机构及接收机构都能查询到该笔抵质押品信息。
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授信业务划转至新机构后,划转当天如需操作维护、还款等仍由老机构操作。
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抵质押品划出机构当日申请划转后,接受机构须当日接收。
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抵质押品划转,划出机构信贷审批后由接收行进行确认即可,晚上EOD批处理划转生效。
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B. 错
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抵质押品划转后,所属机构为接收机构,只有接收机构能查询到该笔抵质押品信息。
A. 对
B. 错
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抵质押品划转成功后接收部门记两个部门的表外账,即划出部门表外付出,接收部门表外增加。
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抵质押品划转交易后,需要在“3806保管人查询及变更”交易做保管人的变更。
A. 对
B. 错
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抵质押品划转,该交易支持会计主管本地和跨终端授权。
A. 对
B. 错
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授信划转业务,划出机构信贷审批后由接收行进行确认即可,晚上EOD批处理划转生效。
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质押期间,发售行可以受理理财产品所有人提出的挂失申请。
A. 对
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BA.理财产品质押时,理财产品冻结截止日只能小于理财到期日。
A. 对
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BB.理财质押期间,发售行不得受理理财产品所有人提出的挂失申请。
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理财产品质押,经与出质人协商一致,承办行提前兑现或提前支取的,应向发售行提供理财产品权利凭证、质押合同、需要提前兑现或提前支取的有关函件。
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理财产品质押贷款承办行向个金部报备资料包括:质押贷款合同、放款通知书、开具理财产品权利凭证委托书、理财权利凭证确认书、理财产品止付联系函。
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( ) 34. Judy Foreman copied down the phrase because she ___ . A. thought it was beautifully written B. wanted to know what it really meant C. decided to write it on a warehouse wall D. wanted her husband to put it up in the classroom
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( ) 39. The water in the river is polluted because of _____________. A. people's drinking water too much B. people's swimming in the river too much C. chemicals and other materials D. people's building a dam across a river
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