【判断题】
业主循环贷担保合同必须为最高额担保合同。
A. 对
B. 错
查看试卷,进入试卷练习
微信扫一扫,开始刷题
答案
A
解析
暂无解析
相关试题
【判断题】
兰花卡在业主循环贷授信有效期内可以存在理财业务、三方存管、贵金属代理、基金业务、批量代扣、约定转存、支付宝卡通等业务绑定关系。
A. 对
B. 错
【判断题】
每个签订循环贷款授信协议的客户可能会同时拥有多个贷款账号。
A. 对
B. 错
【判断题】
循环贷款在授信期间执行浮动利率。
A. 对
B. 错
【判断题】
借款人授信到期或指定结算账户需结清时,必须利随本清。
A. 对
B. 错
【判断题】
部分贷款逾期或者连续欠息三个月以上,系统自动冻结总授信额度
A. 对
B. 错
【判断题】
业主循环贷签约卡可以办理ETC相关业务。
A. 对
B. 错
【判断题】
循环贷的授信状态为“全额冻结”时,如果有当日借款发生的,可以归还当日借款。
A. 对
B. 错
【判断题】
贷款核销及收回的当天,均可进行冲正交易。
A. 对
B. 错
【判断题】
我行贷款在柜面核心系统中根据风险类型分为减值贷款和非减值贷款,贷款核销及收回只针对减值贷款。
A. 对
B. 错
【判断题】
贷款全部核销或部分核销时,系统较验核销本息是否与信贷系统审批一致。
A. 对
B. 错
【判断题】
对核销贷款收回的当天,可进行核销收回的冲正。
A. 对
B. 错
【判断题】
贷款核销及收回只针对非减值贷款。
A. 对
B. 错
【判断题】
贷款损失准备仅在总行提取,所以支行核销贷款时,先从总行下拨核销资金。
A. 对
B. 错
【判断题】
贷款核销及核销收回后二联通用凭证加盖清讫章作客户回单。
A. 对
B. 错
【判断题】
贷款核销及收回时,均需信贷部门审批。
A. 对
B. 错
【判断题】
全额核销和部分核销时,客户无回单,核销收回时,第二联通用凭证作客户回单。
A. 对
B. 错
【判断题】
贷款核销是本行内部的账务处理过程,并不解除借贷双方的债权债务关系,分支机构需要做好保密工作。
A. 对
B. 错
【判断题】
贷款全部核销或部分核销时,系统只较验核销本金是否与信贷系统审批一致。
A. 对
B. 错
【判断题】
贷款核销收回时无需信贷部门审批单。
A. 对
B. 错
【判断题】
贷款核销前必须先确认该笔核销贷款是否为减值贷款
A. 对
B. 错
【判断题】
柜面系统进行贷款核销及收回交易时只能输入3014交易码进行操作。
A. 对
B. 错
【判断题】
应收贴现利息=票面金额*年贴现利率/360*贴现天数
A. 对
B. 错
【判断题】
办理商业汇票贴现前,应认真审核票面要素,辨别汇票的真伪。有缺陷的承兑汇票不能贴现。
A. 对
B. 错
【判断题】
经办柜员收到银行承兑汇票后,需要专人审核,金额10万元以上(含)要用票据鉴别仪识别真伪。
A. 对
B. 错
【判断题】
银行承兑汇票贴现是指银行承兑汇票的持票人在汇票到期日后,为了取得资金贴付一定利息将票据权利转让给金融机构的票据行为,是金融机构向持票人融通资金的一种方式。
A. 对
B. 错
【判断题】
票据业务系统中“退票结清”选项在贴现发托被拒的情况下可以进行选择,若票据状态处理为退票结清,系统支持重新发起托收。
A. 对
B. 错
【判断题】
银行承兑汇票、托收凭证三、四、五联,如有证明的,一起装信封寄出,托收凭证第三联上加盖汇票专用章。
A. 对
B. 错
【判断题】
验票操作是确认银行承兑汇票真实性的重要环节,可以“先贴后查”;承兑行回复的有关照验票资料必须与原票一并妥善保管
A. 对
B. 错
【判断题】
承兑汇票贴现是指银行承兑汇票的持票人在汇票到期日前,为了取得资金贴付一定利息将票据权利转让给金融机构的票据行为,是金融机构向持票人融通资金的一种方式。
A. 对
B. 错
【判断题】
我行应收贴现利息=票面金额*年贴现利率/贴现天数*360
A. 对
B. 错
【判断题】
可以在承兑汇票前手背书人栏随意填写背书日期。
A. 对
B. 错
【判断题】
承兑汇票背书人栏必须填写背书日期。
A. 对
B. 错
【判断题】
柜员可在“撤销记账”菜单对已完成记账的贴现批次业务进行冲账,会计分录为原记账分录红字记账。
A. 对
B. 错
【判断题】
验票操作是确认银行承兑汇票真实性的重要环节,不能“先贴后查”;承兑行回复的有关照验票资料必须与原票一并妥善保管。
A. 对
B. 错
【判断题】
贴现业务不能冲账
A. 对
B. 错
【判断题】
若票据状态处理为退票结清,系统不再支持重新发起托收
A. 对
B. 错
【判断题】
委托收款前,经办人员需先复印银行承兑汇票正面留存,贴现银行作为持票人,在汇票背面背书栏加盖结算专用章和经办柜员私章,注明“委托收款”字样。
A. 对
B. 错
【判断题】
买方付息由票据持票人付息给贴现银行,贴现行收到利息后按日进行利息分摊,把票面金额与利息之差的金额转入贴现申请人账户。
A. 对
B. 错
【判断题】
卖方付息由票据持票人的前手或出票人付息给贴现银行,贴现行收到利息后按日进行利息分摊,把票面金额转入贴现申请人账户。
A. 对
B. 错
【判断题】
协议付息由卖方和买方按各自比例付息给贴现银行,贴现行收到利息后按日进行利息分摊,把票面金额与卖方付息比例部分之差的金额转入贴现申请人账户。
A. 对
B. 错
推荐试题
【单选题】
I'm afraid it ______ tomorrow, but who knows?___
A. may have rained
B. might rain
C. would rain
D. ought to rain
【单选题】
He has spent ____money on his new house.___
A. a large number of
B. the number of
C. lots of
D. numbers of
【单选题】
This is the hotel __________ I like to stay.___
A. in which
B. at which
C. to which
D. at that
【单选题】
Would you mind keeping a(n)__________on the house for us while we are away?___
A. eye
B. /look
C. hand
D. view
【单选题】
He suggested the sports meet be _______because of the bad weather. ___
A. put away
B. put up
C. put down
D. put off
【单选题】
If the weather is __________ suitable, we will play the football match on Tuesday. ___
A. by means of
B. by any means
C. by no means
D. by all means
【单选题】
_____________is one of the five working languages at U.N. , which _______ are very proud of.___
A. The Chinese, the Chinese
B. Chinese language, Chinese
C. Chinese, the Chinese
D. Chinese language, the Chinese
【单选题】
The war lasted so long that people were tired of it. Everyday there was large crowds of demonstrators _____against the war.___
A. protecting
B. prescribing
C. protesting
D. prosecuting
【单选题】
Tom is so talkative. I’m sure you'll soon get tired ________ him.___
A. of
B. with
C. at
D. on
【单选题】
He ________ driving me home, even though I told him I lived nearby.___
A. insisted on
B. insisted at
C. insisted that
D. insisted in
【单选题】
We came finally ______ the conclusion that she has been telling lies all the time.___
A. of
B. into
C. to
D. at
【单选题】
I am not used to speaking ________ public.___
A. in
B. at
C. on
D. to
【单选题】
I didn’t know what to do, but then an idea suddenly ________to me.___
A. appeared
B. happened
C. occurred
D. emerged
【单选题】
Measles (麻疹) ________ a long time to get over.___
A. spend
B. spends
C. take
D. takes
【单选题】
A pair of spectacles ________ what I need at the moment.___
A. is
B. are
C. has
D. have
【单选题】
I fell and hurt myself while I ________ basketball yesterday.___
A. was playing
B. am playing
C. play
D. played
【单选题】
Don't forget _________ the window before leaving the room.___
A. to have closed
B. to close
C. having closed
D. closing
【单选题】
Twenty people were______ wounded in the air crash.___
A. quickly
B. wrongly
C. bitterly
D. seriously
【单选题】
The top of the Great Wall is ________ for five horses to go side by side.___
A. wide
B. so wide
C. wide enough
D. enough wide
【单选题】
Nancy is considered to be _________ the other students in her class.___
A. less intelligent
B. the most intelligent
C. intelligent as well
D. as intelligent as
【单选题】
She is not only my classmate __________ also my good friend.___
A. or
B. but
C. and
D. too
【单选题】
I would like to do the job ________ you don't force me to study.___
A. in case
B. although
C. though
D. as long as
【单选题】
__________ she survived the accident is miracle.___
A. What
B. That
C. As
D. Which
【单选题】
I often see _________ the road on his way home.___
A. he cross
B. him cross
C. him crossed
D. he crossing
【单选题】
The workers are busy __________ models for the exhibition.___
A. to make
B. with making
C. being making
D. making
【单选题】
The higher the temperature, __________ the liquid evaporates.___
A. the faster
B. the more fast
C. the slower
D. the more slower
【单选题】
Australia is one of the few countries ___________ people drive on the left of the road.___
A. which
B. that
C. where
D. on which
【单选题】
The grey building is the place where the workers live, and the white building is the place where the spare parts _________ .___
A. are producing
B. are produced
C. produced
D. being produced
【单选题】
Once environmental damage ___________, it takes many years for the system to recover.___
A. is to do
B. does
C. had done
D. is done
【单选题】
We worked hard and completed the task ________.___
A. in the time
B. on the time
C. ahead of time
D. before time
【单选题】
I didn't expect you to turn __________ at the meeting yesterday.___
A. up
B. to
C. out
D. over
【单选题】
Mike is better than Peter _________ swimming.___
A. for
B. at
C. on
D. in
【单选题】
Eggs, though rich in nourishments, have ___________ of fat.___
A. a large number
B. the large number
C. a large amount
D. the large amount
【单选题】
His salary as a driver is much higher than _____________.___
A. a porter
B. is a porter
C. as a porter
D. that of a porter
【单选题】
I have been looking forward to__________ from my parents.___
A. hear
B. being heard
C. be heard
D. hearing
【单选题】
The manager will not __________ us to use his car.___
A. have
B. let
C. agree
D. allow
【单选题】
__________ her and then try to copy what she does.___
A. Mind
B. See
C. Stare at
D. Watch
【单选题】
It's bad __________ for you to smoke in the public places where smoking is not allowed.___
A. behavior
B. action
C. manner
D. movement
【单选题】
— I think John and Peter will.___
A. carry out
B. get through
C. take in
D. set aside
【单选题】
If she wants to keep slim, she must make a ________ in her diet.___
A. change
B. turn
C. run
D. go