【单选题】
()指客户开立现金管理业务主账户或者建立银企通授权关系的银行网点。___
A. 协办行
B. 主办行
C. 经办行
D. 以上都不对
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答案
B
解析
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【单选题】
现金管理产品是以法人客户为对象,以()为核心,帮助企业实现对现金流入、留存和流出等现金周转期各环节进行科学管理的技术、手段和方式的综合服务产品。___
A. 资金集中管理
B. 资金分散管理
C. 资金流动性管理
D. 以上都是
【单选题】
现金管理业务的服务对象为()。___
A. 个人
B. 法人和非法人组织
C. 仅法人
D. 以上都不对
【单选题】
现金管理业务的服务渠道不包括()。___
A. 营业网点
B. 银企通平台
C. 银企直连
D. 互联网
【单选题】
以下说法错误的是()。___
A. 账户信息服务是指通过各渠道为客户提供账户余额、账务明细、状态等账户基本信息报告,满足客户内部资金管理需求的服务,分为账户报告、电子对账、回单服务、动账通知等。
B. 账户收支对象服务是为结算账户提供账户收支对象控制的增值服务,通过该服务可为企业从指定渠道发起的付款交易设置收款方账户,或为收款交易设置付款方账户。
C. 账户监管服务是农业银行为对公客户资金需要受到监管的账户提供的一项资金支付安全服务。
D. 开通账户监管服务业务后,并非超过设定限额的每笔汇兑交易均需落地处理。
【单选题】
流动性产品是指银行通过提供资金集中、调度的服务,帮助客户加强资金(),提高资金利用效率,降低财务成本。___
A. 分散管理
B. 分散集中管理
C. 集中管理
D. 集中分散管理
【单选题】
一个结算账户可签约()结算套餐;但对同一款结算套餐不允许重复签约。___
A. 1款
B. 2款
C. 3款
D. 多款
【单选题】
已签约套餐的客户要求在套餐正常到期之前解约的,应先填写结算套餐解约申请书(多联)并加盖(),选择结算套餐解约交易,对已签约的账户进行提前解约。___
A. 单位公章
B. 单位财务章
C. 预留银行印鉴
D. 单位公章加法人章
【单选题】
结算套餐到期自动续约清单(),营业机构可以在报表交易菜单中选择打印“结算套餐到期自动续约清单”。___
A. 每月月初
B. 每月月未
C. 每日营业开始后
D. 每日营业开始前
【单选题】
单位定期存款的起存金额为()万元,期限档次与居民储蓄整存整取定期存款的期限档次一致。___
A. 1
B. 2
C. 3
D. 5
【单选题】
单位通知存款按存款单位通知的期限分为7天通知存款和()天通知存款。___
A. 1
B. 2
C. 3
D. 10
【单选题】
存款单位可就同一账户内容申请开具()单位存款证明书,农业银行对每份证明书按有关规定收取手续费。___
A. 1份
B. 10份
C. 20份
D. 多份
【单选题】
单位定期存款部分提前支取的,提前支取部分按支取日总行规定的()存款利率计息。___
A. 3个月
B. 6个月
C. 1年
D. 活期制度
【单选题】
单位活期存款结息日为()。___
A. 每月20日
B. 每月30日
C. 季度末月的20日
D. 季度末月的30日
【单选题】
存款单位申请办理单位定期存款,开户行审核相关证明文件并收妥票款后,为存款单位开具()。___
A. 单位定期存单
B. 单位活期存单
C. 单位定期存款证实书
D. 定期一本通折
【单选题】
单位支取定期存款须采取()方式。___
A. 现金
B. 转账
C. 网银
D. 电话银行
【单选题】
单位定期存款部分提前支取后,留存部分不足起存金额的则()。___
A. 续存
B. 无规定
C. 另开新存单
D. 清户
【单选题】
单位通知存款在到期日前,取款人可取消通知,并将原()交回。___
A. 单位定期存款证实书
B. 单位定期存单
C. 单位活期存单
D. 通知存款取款通知书
【单选题】
协定存款协议的期限最长不超过()年。___
A. 1
B. 2
C. 3
D. 5
【单选题】
扣划单位存款需到()办理。___
A. 省内任意营业机构
B. 存款人开户的营业分支机构
C. 地市内任意营业机构
D. 指定营业机构
【单选题】
营业网点协助司法机关等部门查询业务,相关内容应登记《查询、冻结、扣划登记簿》并由有权机关执法人员和()签字。___
A. 网点负责人
B. 低柜柜员
C. 后台柜员
D. 金融机构经办人
【单选题】
有权扣划存款的机关有税务机关、人民法院、()。___
A. 人民检察院
B. 公安机关
C. 海关
D. 国家安全机关
【单选题】
查询、冻结、扣划存款通知书与解除冻结、扣划存款通知书由()依法送达。___
A. 邮寄送达
B. 有权机关执法人员送达
C. 银行工作人员送达
D. 被执行人送达
【单选题】
保证金孳生息,按法定或当事人约定计入保证金账户或()。___
A. 出资人结算账户
B. 单位结算账户
C. 个人结算账户
D. 内部账户
【单选题】
客户申请办理保证金账户要素维护业务,须填写《开立/变更保证金账户申请书》,交由()审核。___
A. 信贷部门
B. 客户经理
C. 客户部门
D. 网点负责人
【单选题】
保证金资金来源于结算账户的,转出方结算账户信息应与()一致。___
A. 合同账户
B. 借方凭证
C. 待核销过渡信息凭证
D. 追加账户
【单选题】
定期保证金账户允许()。___
A. 部提一次
B. 部提二次
C. 部提三次
D. 部提多次
【单选题】
保证金合同账户无()时才能销户。___
A. 追加账户
B. 凭证账户
C. 结算账户
D. 协定存款账户
【单选题】
在农业银行开立账户的个人客户,可在农业银行()办理个人网上银行柜面业务申请。___
A. 任一营业网点
B. 账户开户行
C. 一级分行辖内任一营业机构
D. 二级分行辖内任一营业机构
【单选题】
个人电子银行业务维护包括个人电子银行合约管理、特殊限额维护、手机号删除及()。___
A. 网银注册
B. 渠道密码重置
C. 手机银行注册
D. 短信银行注册
【单选题】
掌上银行注册凭证必须为()。___
A. 借记卡
B. 借记卡或存折
C. 借记卡或准贷记卡
D. 以上都正确
【单选题】
如客户仅开通短信银行,可绑定()。___
A. K令
B. 动态口令卡
C. 不绑定任何安全认证工具
D. K宝
【单选题】
个人消息服务批量扣费失败超过()个月,系统将不再继续批量扣费。___
A. 3
B. 6
C. 9
D. 12
【单选题】
个人网银交易回单打印时限为申请打印日前()个月内的交易(包括当日交易)。___
A. 2
B. 3
C. 1
D. 6
【单选题】
个人消息服务业务动账通知资金收付的通知起点金额一致,最低为()元,在此基础上可由客户自行设置。___
A. 5
B. 15
C. 1
D. 10
【单选题】
渠道密码重置是指营业网点通过校验个人客户有效身份证件原件、()凭证原件及支付密码,对客户的渠道登录密码进行重置。___
A. 任一注册账户
B. 原注册账户
C. 任一注册银行卡
D. 原注册银行卡
【单选题】
个人客户删除手机号码,客户持有手机号满()的,须持运营商开具的最近连续()手机缴费清单;客户持有手机号不满()的,须持购号时运营商开具的信息回单作为证明。___
A. 一年、2个月、一年
B. 半年、2个月、半年
C. 半年、3个月、半年
D. 3个月、3个月、3个月
【单选题】
凡在我行开立账户(暂不含贷记卡账户)的客户,向我行()提出申请,均可注册个人消息服务业务。___
A. 任一营业网点
B. 账户开户网点
C. 账户开户行所在地市内任一营业网点
D. 账户开户行所在省内任一营业网点
【单选题】
落地业务复核处理复核柜员根据需要,选择是否进行复核查询结果,继续进行复核操作,复核意见不包括()。___
A. 提交
B. 完成
C. 置为失败
D. 重新补录
【单选题】
如柜员尚未进行落地业务处理请求,则状态显示为()。___
A. 未补录
B. 未处理
C. 待补录
D. 待处理
【单选题】
在行式自助设备加、取钞在柜台外进行的,当在营业中进行加、取钞时,如果有独立密闭空间的,要在监控下()持防卫器械进行柜台外加、取钞。___
A. 专人
B. 保安人员
C. 指定人员
D. 双人
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【单选题】
Tom is a book lover. ______ likes reading very much. A. He B. She C. You D. It
A. A
B. B
C. C
D. D
【单选题】
—May I listen to the music here, Mr. White? —Sorry, you’d better it like that. A. not to do B. not do to C. dont do D. not do
A. A
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【单选题】
3.—Did you have a good time at Lauras birthday party? — Yes, indeed. Its several years ________ I enjoyed myself so much. A. when B. before C. since D. that
A. A
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【单选题】
4. —___________ is the Summer Palace from here? About three kilometers away. You can take the No. 35 bus. A. How long B. How far C. How often D. How much
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【单选题】
5. I was looking for a birthday gift for my mother, but I couldnt find ______ suitable. A. anything B. something C. nothing D. everything
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【单选题】
6. A friend of my ____ and I are going to visit_______ next week. A. father; Browns B. father's; Browns C. father; the Browns D. father's; the Browns
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B. B
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【单选题】
7. She ______ very hard since she came to our school. A. studies B. has studied C. is studying D. studied
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【单选题】
8. — Who will send you to the new school, your mom or your dad? — _______. Ill go there by myself. A. Both B. Either C. Neither D. None
A. A
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【单选题】
9.—Well do what we can ____English well this term. —It’s high time for you to work hard. A. study  B.to study  C. be studied   D. be studying
A. A
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C. C
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【单选题】
10. —I’m going to Flower Bookstore. Could you tell me ______? — Sorry, I don’t know. I’m new here. A. where it is B. where was it C. where is it D. where it was
A. A
B. B
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【单选题】
11. How do you like the dishes, Eric? — Fantastic! Nothing tastes ________. A. nice B. better C. terrible D. worse
A. A
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C. C
D. D
【单选题】
12. ______ Lin Feng has to work late, she always wears a smile on her face. A. Because B. If C. Until D. Though
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13.You can save money _______ you buy cheaper things. A. before B. unless C. if D. until
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14. We will have a _________ holiday after the exam. A. two-month B. two month’s C. two month D. two-months
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【单选题】
15. —We will build an underground in Xuzhou before 2015. — Wow, _______! Will it pass our place? A. what an excited news B. how excited the news is C. what exciting news D. how exciting
A. A
B. B
C. C
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【单选题】
16. — Emily, here’s a dictionary.I hope it will help you in some way. — Thank you.It’s ________ what I need. A. almost B. still C. only D. just
A. A
B. B
C. C
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【单选题】
17. —Oh.I’m hungry.Mum, can I have the hamburger on the plate? —No.It tastes . A. terribly B. terrible C. good D. well
A. A
B. B
C. C
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【单选题】
18. —We can invite our teachers to the farewell party next Saturday. —Yes, ______? I’ll call them at once. A. what for B. what C. why not D. why
A. A
B. B
C. C
D. D
【单选题】
19.You can ________ ask the old man to move away to any other place because he has lived ________ here for at least sixty years. A. hardly; alone B. hard; alone C. hardly; lonely D. hardly; lonely
A. A
B. B
C. C
D. D
【单选题】
20.—I’m going back to see my grandparents this weekend. —________. A. It’s very nice of you B. You’d better hurry C. Say goodbye to them D. Give my best wishes to them
A. A
B. B
C. C
D. D
【单选题】
21.—Why not take ____ umbrella with the sign “Made in China”? It is useful. —What _______ good advice it is!    A. an; a B. a; a C. an; \ D. \; a
A. A
B. B
C. C
D. D
【单选题】
22. —Do you know the boy________ is sitting next to Peter? — Yes. He is Peter’s friend. They are celebrating his ________ birthday. A. who; ninth B. that; ninth C. /; ninth D. which; ninth
A. A
B. B
C. C
D. D
【单选题】
23. It was dark, ______ I couldnt see what was happening. A. or B. though C. but D. so
A. A
B. B
C. C
D. D
【单选题】
24.—You can use MSN to talk with Vivien on the Internet. —I know. But can you tell me ________? A. what I can use it B. when I can use it C. why can I use it D. how can I use it
A. A
B. B
C. C
D. D
【单选题】
25. _______ are you going to the School Uniform Exhibition, Amy ? To learn about different styles of school uniform. A. What B. Where C. Which D. Why
A. A
B. B
C. C
D. D
【单选题】
( ) 26. Where does the writer of "The little Prince" come from? A.England. B.France. C.America. D.China.
A. A
B. B
C. C
D. D
【单选题】
( ) 27. What does the prince do after the fox tells him a secret? A.He cares more about a flower and a sheep. B.He meets many more strange adults on other planets. C.He realizes his love for the rose and he goes back to his planet.   D.He discovers interesting things such as a snake, other roses and a fox
A. A
B. B
C. C
D. D
【单选题】
( ) 28. What does "The little Prince" mainly talk about? It' s about _________. A.the adult world B.the planet B -612 C.a rose and a fox D.the adventure of a young prince
A. A
B. B
C. C
D. D
【单选题】
( ) 29. What is the writer's main purpose(目的)in writing this passage?    A.To tell the readers his life story.    B.To tell people what kind of person his father was.    C.To tell the readers what present he got from his father.    D. To let people know how poor he was.
A. A
B. B
C. C
D. D
【单选题】
( ) 30. Why did the father not ask his son not to do this and do that?    A.Because he felt quite confident of his son.    B.Because he was born from a poor family.    C.Because he was a man of few words.    D.Because he didn't want to be much too strict with his son.
A. A
B. B
C. C
D. D
【单选题】
( ) 31. What would someone learn from this passage?    A.How to live by oneself. B.How to stand on one's own feet.    C.What a good father should do. D.What the self-important is like.
A. A
B. B
C. C
D. D
【单选题】
( ) 32. What may be the proper Chinese for the underlined part in the passage?    A.闲暇时光 B.学费 C.精神空虚 D.经济不足
A. A
B. B
C. C
D. D
【单选题】
( ) 33. Why did Natalie Smith pay for the six cars behind her? A. She had seven tickets. B. She hoped to please others. C. She knew the car drivers well. D. She wanted to show kindness.
A. A
B. B
C. C
D. D
【单选题】
( ) 34. Judy Foreman copied down the phrase because she ___ . A. thought it was beautifully written B. wanted to know what it really meant C. decided to write it on a warehouse wall D. wanted her husband to put it up in the classroom
A. A
B. B
C. C
D. D
【单选题】
( ) 35. Who came up with the phrase according to the passage? A. Judy Foreman. B. Natalie Smith. C. Anne Herbert D. Alice Johnson.
A. A
B. B
C. C
D. S
【单选题】
( ) 36. What can we infer from the last paragraph? A. People should practice random kindness to those in need. B. People who receive kindness are likely to offer it to others. C. People should practice random kindness to strangers they meet. D. People who receive kindness are likely to pay it back to the giver.
A. A
B. B
C. C
D. D
【单选题】
( ) 37.The greatest river for navigation is ___________. A. the Nile B. the Amazon C. the Mekong D. the Mississippi
A. A
B. B
C. C
D. D
【单选题】
( ) 38. From a dam, people can use the water for ___________. A. keeping the rivers clean B. only making electricity C. irrigation and making electricity D. washing clothes
A. A
B. B
C. C
D. D
【单选题】
( ) 39. The water in the river is polluted because of _____________. A. people's drinking water too much B. people's swimming in the river too much C. chemicals and other materials D. people's building a dam across a river
A. A
B. B
C. C
D. D
【单选题】
( ) 40. The best title of the passage is ___________. A. Rivers in Cities B. The importance of Rivers C. Transportation D. Natural Resources
A. A
B. B
C. C
D. D