【多选题】
根据麦金龙和肖对金融抑制表现的描述,在银行遵守贷款利率上限的情况下,金融抑制的主要危害有__________
A. 导致利率、汇率过度波动
B. 导致资源被错误配置
C. 导致生产和投资结构不合理
D. 导致可贷资金的非价格配给
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通货膨胀目标制是中央银行直接以通货膨胀为目标并对外公布该目标的货币政策制度。一国实施通货膨胀目标制的条件主要有__________
A. 中央银行有较高的独立性
B. 货币政策有高度透明度
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【多选题】
相对比较合理的实施金融自由化的顺序应该是__________
A.  先国内实际部门的自由化,再国内金融部门的自由化
B.  先国内金融部门的自由化,再国内实际部门的自由化
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【多选题】
国际收支不均衡的类型有__________
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金融深化最直接的表现为__________
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对拟发行股票的合理估值是首次公开发行股票定价的基础。下列估值方法中,属于相对估值法的有__________
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我国商业银行为加强资产风险的防范与补偿,减少风险,可以采取的方法有__________
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商业银行人力资源开发与管理的主要内容有__________
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根据《中国人民银行法》,中国人民银行的主要职责有__________
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世界各国的银行监管有以下几种类型__________
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2010年巴塞尔协议Ⅲ的主要内容有 ___
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关于期限结构理论中预期理论的说法,正确的有__________
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所有权结构变更属于广义的并购范畴。下列并购方式中,属于所有权结构变更的有__________
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根据《劳动法》的规定,下列哪些适用劳动法 ___
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C. 港澳台企业与劳动者建立劳动关系
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根据资产定价理论中的有效市场假说,有效市场的类型包括__________
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下列说法中,属于通货紧缩标志的有__________
A. 价格总水平持续下降
B. 货币供应量持续下降
C. 经济增长率持续下降
D. 社会失业率持续下降
【多选题】
下列业务中,属于商业银行负债业务创新的有__________
A. 贷款证券化
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【多选题】
根据凯恩斯的流动性偏好理论,人们持有货币的动机有__________
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C. 预防动机
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【多选题】
下列说法中,属于通货膨胀成因的有__________
A. 需求拉上
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【多选题】
下列做法中,属于商业银行对信用风险进行事前管理的方法有__________
A. 利用评级机构的信用评级结果
B. 转让债权
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【多选题】
下列方法中,属于国际银行业通行的前瞻性动态资产负债管理方法的有__________
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B. 情景模拟
C. 久期分析
D. 流动性压力测试
【多选题】
下列业务中,属于中央银行资产业务的有__________
A. 贷款
B. 再贴现
C. 国债买卖
D. 管理国际储备
【多选题】
近年来,我国已经采取的对外汇储备进行积极管理的措施有__________
A. 调节国际收支顺差
B. 实行藏汇于民
C. 增加外汇占款
D. 储备货币多元化
【多选题】
下列业务中,属于中央银行作为“政府的银行”所具有的基本职责的有__________
A. 代理国库
B. 向商业银行贷款
C. 代理政府金融事务
D. 买卖外汇
【多选题】
根据《商业银行资本管理办法(试行)》,我国商业银行的风险加权资产有__________
A. 系统风险加权资产
B. 信用风险加权资产
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【多选题】
下列行为属于不正当竞争行为的是 ___
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B. 虚假宣传行为
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D. 商业贿赂行为
【多选题】
金融期货的基本功能有__________
A. 套期保值功能
B. 价格发现功能
C. 投机功能
D. 套利功能
【多选题】
与传统的定期存单相比,大额可转让定期存单的特点是_____。___
A. 不记名并可转让流通
B. 面额不固定且为大额
C. 不可提前支取
D. 利率一般高于同期限的定期存款利率
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