【单选题】
根据《山东省农村信用社不良资产处置定价管理暂行办法》规定,由业务领导或业务骨干,根据其多年的实践经验,结合已掌握的拟处置资产的实际情况,对债权价值和价值可实现程度进行估算的方法被称作( )。
A. 假设清算法
B. 经验估算法
C. 交易案例比较法
D. 专家判断法
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相关试题
【单选题】
根据《山东省农村信用社不良资产处置定价管理暂行办法》规定,下列选项中,不属于不良资产处置定价应遵循原则的是( )。
A. 独立性原则
B. 客观性原则
C. 市场化原则
D. 真实性原则
【单选题】
( )是指正常贷款转为不良贷款的,由信贷管理业务条线移交给资产管理业务条线。
A. 集中管理
B. 逆移交
C. 贷款交接
D. 正移交
【单选题】
不良贷款形成( )内,进行责任认定追究后,完成正移交。
A. 三个月
B. 一个月
C. 半年
D. 一年
【单选题】
集中管理不良贷款不能在( )内移交的,经不良资产管理委员会批准,可适当延迟移交,但最长不能超过( )。非集中管理的,须经法人机构主要负责人批准。
A. 一个月,三个月
B. 三个月,六个月
C. 三个月,一年
D. 六个月,一年
【单选题】
不良贷款转为正常贷款的,要在( )内完成逆移交。
A. 一个月
B. 三个月
C. 两个月
D. 六个月
【单选题】
不良贷款诉讼由法人机构统一组织办理,实行( )。
A. 诉讼案件管理工作备忘制
B. 诉讼案件管理双人负责制
C. 诉讼案件管理责任制
D. 诉讼案件管理专人负责制
【单选题】
正移交期间应进行首次尽职调查,由移交双方共同参与。首次尽职调查后,公司类不良贷款每( )至少进行一次尽职调查,个人类不良贷款每( )至少进行一次尽职调查。
A. 三个月,半年
B. 三个月,年
C. 年,两年
D. 半年,年
【单选题】
法人机构( )确定不良资产处置权限,并进行书面授权,在授权范围内进行定价决策。
A. 董事会
B. 不良资产管理委员会会
C. 资产管理部门
D. 资产经营中心
【单选题】
不良资产处置尽职实行( ),对不良资产工作人员违反有关法律、法规、规章、政策和本办法规定的行为逐级进行责任认定,并按规定对有关责任人进行处理。
A. 管理责任制
B. 负责制
C. 授权制
D. 问责制
【单选题】
公司类贷款出现风险状况或被认定为不良后( )内,农商银行拟采取账户扣收和直接催收以外的其他方式进行处置的,应当经过集体研究逐笔(户)制定处置预案,明确清收处置责任人,及时启动清收处置工作程序。
A. 一个月
B. 三个月
C. 六个月
D. 一年
【单选题】
农村商业银行应当审慎采取( )方式处置不良资产。
A. 拍卖
B. 竞标
C. 竞价
D. 协议
【单选题】
各法人机构要对表外登记贷款的档案进行规范、完善,资料缺失的,做好电子台账与核心系统相关数据的( )核对工作,确保余额准确无误。
A. 按天
B. 按旬
C. 按月
D. 按季
【单选题】
自2018年起,力争每年表外登记贷款综合处置率达到( )以上,现金清收率达到( )以上。
A. 10%,15%
B. 5%,10%
C. 15%,10%
D. 10%,5%
【单选题】
( )为绝对损失认定工作的第一责任人,对认定结果真实性负责。
A. 董事长
B. 纪委书记
C. 不良资产管理委员会主任
D. 资产经营中心主任
【单选题】
法人机构按照“专职队伍、专业清收、专项考核”的要求,可单独或在资产管理部门下设( ),对不良贷款实行集中管理,具体负责清收处置工作。
A. 清收大队
B. 资产经营中心
C. 法律事务部
D. 资产运营中心
【单选题】
不良资产管理委员会中( )任主任委员,( )任副主任委员。
A. 董事长 行长
B. 行长 监事长
C. 纪委书记 资产管理部门负责人
D. 行长 分管行长
【单选题】
集中管理不良贷款定期尽职调查由( )组织实施,非集中管理的由各贷款管理部门自行组织实施,实行双人调查,清收处置责任人为主调查人。
A. 清收大队
B. 资产管理部门
C. 法律事务部
D. 资产经营中心
【单选题】
不良贷款进行处置时,应成立专门( ),实施尽职调查。
A. 清收中队
B. 项目小组
C. 审查中心
D. 双人清收小组
【单选题】
不良贷款尽职调查采取( )相结合的方式进行。
A. 单人调查与双人调查
B. 日常调查与专项调查
C. 现场调查与非现场调查
D. 日常调查与非现场调查
【单选题】
不良贷款清收处置责任人应当在( )个工作日内制定清收处置方案,对不良贷款及时进行清收处置。
A. 5
B. 10
C. 15
D. 20
【单选题】
当还款义务人无力以货币资金偿还债务时,经各方(包括地方政府、自愿承接债务的主体等第三方)协商一致或法院、仲裁机构依法裁决,以( )作价抵偿商业银行债权。
A. 抵押物
B. 房地产
C. 机械设备
D. 实物资产或财产权利
【单选题】
呆账核销应提供符合呆账认定条件的确凿证据,并严格执行保密制度,按照( )的原则,对未依法终结债权与债务关系的贷款继续追索。
A. 依法起诉
B. 账销案存权在
C. 逐层审批
D. 集中管理
【单选题】
不良贷款处置定价实行审议制度。处置定价由法人机构( )审议,并进行表决。
A. 财务审批委员会
B. 不良贷款处置定价委员会
C. 不良资产管理委员会
D. 董事会
【单选题】
直接参与不良资产管理处置的人员主要包括基层支行( )和县级农商银行资产管理部门专职清收处置人员。
A. 贷款责任人员
B. 客户经理
C. 专兼职清收处置人员
D. 贷款管理人员
【单选题】
根据不良资产债权清收处置情况,农商银行应当本着不良资产( )的原则,就是否同意以资抵债及时进行决策。
A. 尽职免责
B. 专业处置
C. 处置效益最大化
D. 集中审批
【单选题】
农商银行有关职能部门、不良资产管理委员会成员和( )应当按照规定,就不良资产清收处置相关事宜尽职审查决策。
A. 有权决策人
B. 董事长
C. 行长
D. 分管行长
【单选题】
认真按照省联社相关文件要求,将表外登记贷款全部移交( )管理,落实“集中管理、专职清收、专业清收、专项考核、专项奖励”相关举措。
A. 资产管理部门
B. 清收大队
C. 资产经营中心
D. 法院执行局
【单选题】
原贷款管理部门向资产经营中心移交不良贷款移交报告及档案资料。()对上述移交负责监督。
A. 部室负责人
B. 行长
C. 分管行长
D. 董事长
【单选题】
不良贷款进行处置时,应成立专门项目小组,实施尽职调查,()为主调查人。
A. 项目小组组长
B. 主办客户经理
C. 部室经理
D. 分管行长
【单选题】
贷款形成不良后( )之内直接催收方式未见成效,或有迹象表明借款人有逃债企图的,农商银行应当就提起诉讼(仲裁)的有关事宜及时进行研究决策。
A. 一个月
B. 两个月
C. 三个月
D. 半年
【单选题】
不良贷款尽职调查人员对尽职调查报告的()和完整性负责。
A. 关联性
B. 准确性
C. 真实性
D. 合法性
【单选题】
自抵债资产取得之日起,不动产和股权应在( )年内予以处置。
A. 一
B. 二
C. 半
D. 三
【单选题】
拍卖抵债金额()万元(含)以上的单项抵债资产应通过公开招标方式确定拍卖机构
A. 100
B. 200
C. 500
D. 1000
【单选题】
清收处置责任人应当在()个工作日内制定清收处置方案,对不良贷款及时进行清收处置
A. 3
B. 5
C. 7
D. 15
【单选题】
拟置换的不良贷款必须是形成时间在()年以上的、五级分类形态为可疑或损失类的不良贷款。
A. 1
B. 2
C. 3
D. 5
【单选题】
不良资产处置定价小组的人数为()人以上的单数。
A. 3
B. 5
C. 7
D. 9
【单选题】
项目小组提出的接收意见经不良资产管理委员会全体成员三分之二以上表决通过,并经有权决策人签字认可后,要在原贷款管理单位进行不少于()天的公示。
A. 3
B. 5
C. 7
D. 10
【单选题】
根据省联社《关于建立不良贷款规模化处置事前沟通机制的通知》,农商银行单批次处置不良贷款本金()以上的,要事前与省联社沟通。
A. 1000万
B. 3000万
C. 5000万
D. 2亿
【单选题】
根据省联社《关于建立不良贷款规模化处置事前沟通机制的通知》,农商银行单批次处置不良贷款本金()以上的,法人机构要事前与办事处(市联社、审计中心)沟通。
A. 1000万
B. 3000万
C. 5000万
D. 2亿
【单选题】
债权转让最终付款的时间,原则上不能超过债权转让协议生效后()。
A. 半个月
B. 1个月
C. 3个月
D. 6个月
推荐试题
【单选题】
When is it possible to place a VMFS5 datastore in maintenance mode? ___
A. When it is a member of a Storage DRS cluster
B. When it is a member of Virtual SAN cluster
C. When it is a member of a multi-extent datastore
D. When it is a member of a Virtual Volume
【单选题】
Immediately after installing ESXi, an administrator observes that the Configure Lockdown Mode option is grayed out in the Direct Console User Interface (DCUI). What is the most likely explanation? ___
A. The host has not yet been added to a vCenter Server.
B. The BIOS on the host does not have NX/XD enabled.
C. The ESXi host is running in evaluation mode.
D. The host requires a reboot before this feature is available.
【单选题】
Immediately after installing ESXi, an administrator observes that the Configure Lockdown Mode option is grayed out in the Direct Console User Interface (DCUI). What is the most likely explanation? ___
A. The host has not yet been added to a vCenter Server.
B. The BIOS on the host does not have NX/XD enabled.
C. The ESXi host is running in evaluation mode.
D. The host requires a reboot before this feature is available.
【单选题】
Which Single Sign-On deployment mode should an administrator use for two 6.x vCenter Servers configured with linked mode? ___
A. Basic Single Sign-On with vCenter Server Heartbeat
B. Multisite Single Sign-On
C. Basic Single Sign-On
D. Single Sign-On with Linked Mode
【单选题】
What is required when changing a virtual machine name using the vSphere Web Client? ___
A. Verify connectivity to the ESXi host where the virtual machine is running and its inventory list is accessible.
B. Verify in which datastore the virtual machine resides and that you have access and its inventory list is accessible.
C. Verify that virtual machine files are stored in the same datastore and can be accessed in the datastore browser list.
D. Verify the virtual machine is not running in Fault Tolerant mode and that it is not in a Distributed Resource Scheduler cluster.
【单选题】
An administrator deploys vRealize Operations into a vSphere 6.x environment. After the deployment, the administrator notices that badges are not appearing. What is a likely cause of this behavior? ___
A. Badges do not appear until you register vRealize Operations with vCenter Server.
B. Badges do not appear until you register a vCenter Server in vRealize Operations.
C. The vRealize Operations appliance needs to be redeployed.
D. The vCenter Server appliance needs to be redeployed.
【单选题】
How are ports scaled on vSphere Standard Switches (vSS)? ___
A. Ports on a vSS can be dynamically scaled up and down.
B. Ports on a vSS can only be statically scaled up or down.
C. Ports on a vSS can only be dynamically scaled down.
D. Ports on a vSS can only be dynamically scaled up.
【单选题】
A High Availability (HA) cluster is configured to respond to a given number of host failures. The cluster contains virtual machines configured with these settings: VM1 has a 1GHz CPU reservation and no Memory reservation VM2 has a 2GHz CPU reservation and no Memory reservation VM3 has no CPU reservation and no Memory reservation . Given this information, what is the correct slot size for the cluster? ___
A. The CPU Reservation should be set to 32MHz and the memory reservation should be set to 32MB plus memory overhead.
B. The CPU reservation should be set to 1 GHz and the memory reservation should be set to 0MB plus memory overhead.
C. The CPU reservation should be set to 2 GHz, and the memory reservation should be set to 0MB plus the virtual machine memory overhead.
D. The CPU reservation should be set to 2 GHz, and the memory reservation should be set to 32MB, plus the virtual machine memory overhead.
【单选题】
An administrator is planning a vSphere infrastructure with the following specific networking requirements: <The ability to shape inbound (RX) traffic> <Support for Private VLANs (PVLANs)> <Support for LLDP (Link Layer Discovery Protocol)>. What is the minimum vSphere Edition that will support these requirements? ___
A. vSphere Essentials Plus
B. vSphere Standard
C. vSphere Enterprise
D. vSphere
E. nterprise Plus
【单选题】
When you add an ESXi 6.x host to a new Cluster, which vSphere object owns the CPU and Memory resources of the hosts? ___
A. vCenter Server
B. Datacenter
C. Cluster
D. Host
【单选题】
A user is trying to retrieve objects from a SharePoint server and finds the request is taking an excessive amount of time. An administrator tries to isolate the issue and notes the following: Application performance is poor when compared to virtual machines on other hosts. Performance improves when the virtual machine is moved to another host. The virtual machine encounters higher than expected CPU %Ready times. What conclusion can be reached regarding the performance issues for this virtual machine? ___
A. Host Power Management is directly impacting virtual machine performance.
B. The virtual machine has a large number of snapshots.
C. The Path Selection Policy for the storage device is set differently on the affected host.
D. Network I/O control is configured for the portgroup.
【单选题】
A virtual machine template is accidently removed from the vCenter Server Inventory. Which method would be used to recover the template back into the environment?___
A. Use the datastore browser to locate the template, then right click and add the .vmtx file to inventory.
B. Use the datastore browser to locate the template, then right click and add the .vmx file to inventory.
C. Using the Managed Object Browser and adding the template from the ManagedObjectReference:GuestFileManager object.
D. Using the Managed Object Browser and adding the template from the ManagedObjectReference:VirtualDiskManager object.
【单选题】
A vSphere administrator needs to backup a virtual machine that has a Microsoft SQL Server Database installed. Which solution allows for an application quiesce to occur during backup?___
A. VMware vCenter Converter
B. VMware vCenter Site Recovery Manager
C. VMware vSphere Replication
D. VMware vSphere Data Protection Advanced
【单选题】
An administrator is migrating a virtual machine from a Test cluster to a Production cluster. The two environments do not have any shared storage. What is the easiest way to accomplish this task? ___
A. Perform a Storage vMotion.
B. Perform a regular vMotion.
C. Perform a Virtual to Virtual migration.
D. Perform a backup and restore using VMware Data Protection.
【单选题】
An administrator must determine an appropriate backup solution, given these conditions: 50 of the virtual machines are in a resource pool named Finance. 50 of the virtual machines are in a resource pool named QA. Which solution allows an administrator the ability to backup 100 virtual machines? ___
A. Use Snapshot Manager on the vCenter Server to backup the virtual machines.
B. Use the VMware Consolidated Backup (vcb) tool on the ESXi Host to backup the virtual machines.
C. Use the VMware Data Recovery (VDR) Appliance on the vCenter Server to backup the virtual machines.
D. Use the VMware Data Protection (VDP) Appliance on one of the
E. SXi Hosts to backup the virtual machines.
【单选题】
What is a benefit of using Enhanced vMotion Compatibility for an environment? ___
A. EVC masks CPU features to allow compatibility between hosts that are dissimilar.
B. EVC allows for cross platform vMotion to occur.
C. EVC enables Long
D. istance vMotion.
【单选题】
How many Link Aggregation Groups (LAGs) can be configured on a vSphere 6.x Distributed Switch? ___
A. 64
B. 96
C. 128
D. 256
【单选题】
How many Link Aggregation Groups (LAGs) can be configured on a vSphere 6.x Distributed Switch? ___
A. 64
B. 96
C. 128
D. 256
【单选题】
An administrator needs to verify that vMotion operations can be performed in a vSphere data center.What round trip time (RTT) latency is the maximum value that will allow vMotion operations to succeed? ___
A. 50ms RTT
B. 100ms RTT
C. 150ms RTT
D. 200ms RTT
【单选题】
A storage administrator has reported that full utilization of all bandwidth from an ESXi 6.x host is not being seen. In troubleshooting the issue, the Adapter details are shown in the Exhibit. Based on the exhibit, what is cause of the issue? ___
A. The array is not setup to use the correct multipathing policy.
B. There are no virtual machines on the ESXi host.
C. Not all links are used because a path is disabled.
D. Another path needs to be configured.
【单选题】
An administrator is migrating a powered-on virtual machine, as shown in the exhibit. Which option should be selected to perform a Storage vMotion of the VM? ___
A. Change storage only
B. Change VM compute resource only
C. Change both compute resource and storage, changing the compute resource first.
D. Change both compute resource and storage, changing the storage resource first.
【单选题】
An administrator is attempting to enable Storage I/O Control on a datastore, but it is failing. What is the likely reason for this failure? ___
A. The host is connected to a datastore is running on ESX 4.0.
B. The host is connected to a Fibre Channel storage array.
C. The datastore has multiple extents.
D. The datastore is managed by a single vCenter Server.
【单选题】
A mission-critical virtual machine built on vSphere 4.1 needs to be moved to an ESXi 6.x host.Which virtual hardware version is needed to move the virtual machine without upgrading? ___
A. 6
B. 7
C. 10
D. 11
【单选题】
An administrator is analyzing a virtual machine as shown in the Exhibit. What is the current long term risk for this virtual machine? ___
A. The virtual machine may run out of memory before April 27.
B. The virtual machine may continue to function after April 27.
C. The virtual machine has adequate memory configured for operation for the next 120 days.
D. The virtual machine has adequate memory reservation configured for operation for the next 120 days.
【单选题】
An administrator is monitoring a High Availability (HA) and Distributed Resource Scheduler (DRS) enabled cluster and has noticed that virtual machines in the cluster are being migrated without user intervention. Why is this happening? ___
A. The DRS Automation level is set to Fully Automated.
B. The Automation level is set to Automatic.
C. The
D. PM Threshold is set to Aggressive.
【单选题】
An administrator attempts to migrate a suspended virtual machine to a newly deployed vSphere 6.x cluster. The compatibility check fails. What condition could cause this behavior?___
A. The new vSphere 6.x cluster is running Intel CPUs instead of AMD CPUs.
B. A suspended virtual machine cannot be migrated.
C. The hardware virtualization feature of the CPU is not enabled on the new hosts.
D. A vSphere Distributed Switch is required to migrate a suspended virtual machine.
【单选题】
A vSphere administrator has been using vSphere in evaluation mode and now wants to deploy an environment that provides the same features. Which edition of vSphere provides similar functionality to evaluation mode? ___
A. Enterprise Plus
B. Enterprise
C. Standard
D. Essentials
【单选题】
A vSphere administrator has been using vSphere in evaluation mode and now wants to deploy an environment that provides the same features. Which edition of vSphere provides similar functionality to evaluation mode? ___
A. Enterprise Plus
B. Enterprise
C. Standard
D. Essentials
【单选题】
An administrator has just configured the IP address on an ESXi host from the Direct Console User Interface. How can the configuration be validated as correct without any additional tools?___
A. Add the host to vCenter Server and if it works, then all networking settings are ok.
B. Select the Test Management Network option from the DCUI.
C. Connect to the host with the vSphere Client and click the Test Network option.
D. Use PowerCLI to connect to the host and initiate a network test.
【单选题】
An administrator is installing vCenter Server for an environment that has 40 ESXi 6.x Hosts and 150 virtual machines. Which database would meet the minimal requirements needed for this task? ___
A. vFabric Postgres
B. Microsoft SQL Express 2008
C. Microsoft SQL Server 2014
D. Oracle 11g
【单选题】
What is a requirement when enabling a Virtual SAN cluster in an existing High Availability (HA) and Distributed Resource Scheduler (DRS) Cluster? ___
A. Disable DRS and HA before enabling Virtual SAN
B. Enable DRS before enabling Virtual SAN
C. Disable HA before enabling Virtual SAN
D. Enable Storage DRS before enabling Virtual SAN
【单选题】
The vSphere administrator attempts to connect to an ESXi host via an SSH client and receives the following security alert: The vSphere administrator needs to determine whether the RSA key fingerprint shown in the security alert is the fingerprint of the intended ESXi host. Which tool should the vSphere administrator use? ___
A. Direct Console User Interface
B. vSphere Client
C. vSphere Web Client
D. vSphere Management Assistant
【单选题】
An administrator needs to monitor traffic on vSwitches in a vSphere 6.x environment. Which option, if configured, would accomplish this task? ___
A. Forged Transmits
B. MAC Address Changes
C. Promiscuous Mode
D. Notify Switches
【单选题】
What is true regarding datastores on ESXi 6.x? ___
A. NFS 4.1 datastore does not support Fault Tolerance (FT)
B. VMFS3 and VMFS5 datastores can be newly created
C. NFS datastore can be concurrently mounted using NFS 4.1 on one host and NFS on another
D. NFS 3.0 datastore does not support Fault Tolerance (FT)
【单选题】
An administrator is cloning and configuring five new web server virtual machines. What would be the benefit of configuring resource shares for the new VMs? ___
A. To prioritize access to a resource during contention.
B. To guarantee access to a resource during contention.
C. To prioritize access to a resource before contention occurs.
D. To guarantee access to a resource before contention occurs.
【单选题】
An administrator logs into the vSphere Web Client and sees the warning shown in the Exhibit. During a change control window, the warning was addressed. What should be done to verify that the host is no longer showing the warning? ___
A. Run a Remediate host operation.
B. Recheck the compliance of the host.
C. Restart the host to get rid of the warning.
D. Install VMware tools to clear the warning.
【单选题】
A vApp named Sales has a Memory Limit of 32 GB and a CPU Limit of 12,000 MHz. There are three virtual machines within the vApp: <Sales-DB -- Has a memory reservation of 20 GB. > <Sales-DC -- Has a memory reservation of 8 GB. > <Sales-Web -- Has a memory reservation of 8 GB.> Which statement is correct? ___
A. All three virtual machines can power on, but will have memory contention.
B. All three virtual machines can power on without memory contention.
C. Only two of the three virtual machines can power on.
D. Only one of the virtual machines can power on.
【单选题】
You are editing the management network configuration of an ESXi 6.x Host from the vSphere Web Client. You mistakenly put the incorrect VLAN in place for the management network. What action do you need to take to correct this? ___
A. You need to manually edit the configuration on the host with command line utilities.
B. No action is required. By default ESXi rolls back configuration changes that disconnect the host.
C. The ESXi host system configuration will need to be restored to the factory configuration to fix the issue.
D. The change can be reverted in the vSphere Web Client by simply editing the switch again.
【单选题】
What is true about resource pools created on a Distributed Resource Scheduler (DRS) cluster?___
A. A root resource pool is created with the specified values.
B. A root resource pool is automatically created using the aggregate total of the ESXi host resources in the cluster.
C. A root resource pool is automatically created using the aggregate total of all resources in the datacenter.
D. A root resource pool is not needed when creating resource pools on a DRS cluster.
【单选题】
An administrator attempts to enable Enhanced vMotion Compatibility (EVC) on a cluster. The operation results in a compatibility error, as shown in the exhibit. What is the likely cause of this error? ___
A. The CPUs in the ESXi host are not AMD CPUs.
B. The CPUs in the ESXi host do not support hardware virtualization capabilities.
C. The XD/NX CPU features have not been enabled in the BIOS of the server.
D. There is no shared storage between the hosts in the cluster.