【多选题】
企业和个人信用信息基础数据库特点是:___ 
A. 全国集中统一建库
B. 广泛的机构覆盖范围
C. 广泛的数据覆盖范围
D. 每天进行信息数据更新
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答案
ABC
解析
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相关试题
【多选题】
___依法对征信业进行监督管理。
A. 银监会
B. 国务院征信业监督管理部门
C. 县级以上地方人民政府
D. 人民银行派出机构
E. 国务院有关部门
【多选题】
征信机构不得采集个人的___信息。但是,征信机构明确告知信息主体提供该信息可能产生的不利后果,并取得其书面同意的除外。
A. 纳税数额
B. 存款
C. 商业保险
D. 信用卡
E. 有价证券
【多选题】
征信机构、金融信用信息基础数据库运行机构有下列___行为的,为违反条例规定。
A. 窃取或者以其他方式非法获取信息;
B. 采集禁止采集的个人信息或者未经同意采集个人信息;
C. 违法提供或者出售信息;
D. 因过失泄露信息;
E. 逾期不删除个人不良信息;
【多选题】
关于用户管理,下列说法正确的有___。
A. 采用多级用户管理
B. 各级用户管理员可以对直属下级普通用户进行管理
C. 所有用户只能进行停用或启用操作
D. 不能越级管理
E. 各级用户管理员和普通用户不得互相兼任
【多选题】
商业银行办理下列___业务,可以向个人信用信息基础数据库查询个人信用报告。
A. 审核个人贷款申请的
B. 审核个人贷记卡申请的
C. 审核个人作为担保人的
D. 对已发放的个人信贷进行贷后风险管理的
E. 受理法人或其他组织的贷款申请或其作为担保人,需要查询其法定代表人及出资人信用状况的
【多选题】
___依照法律、行政法规和国务院的规定,履行对征信业和金融信用信息基础数据库运行机构的监督管理职责。
A. 国务院征信业监督管理部门
B. 征信业监督管理部门派出机构
C. 银监会
D. 公安部门
E. 国务院相关部门
【多选题】
在企业征信系统中,表内信贷业务包括___。
A. 贷款
B. 保理
C. 贸易融资
D. 票据贴现
【多选题】
在企业征信系统中,“不良负债信息”主要包括___。
A. 不良贷款
B. 承兑汇票垫款
C. 信用证垫款
D. 银行保函垫款
【多选题】
在企业征信系统中,企业财务信息中录入的报表类型有___。
A. 年报
B. 半年报
C. 季报
D. 月报
【多选题】
在企业征信系统中,金融机构用户管理员可以修改其所创建用户的___等信息。
A. 用户密码
B. 用户权限
C. 用户姓名
D. 用户描述
【多选题】
关于小额贷款公司和融资性担保公司接入金融信用信息基础数据库,下列说法正确的是___。
A. 金融信用信息基础数据库对两类机构的接入是开放的,可采取多种模式接入
B. 查询上从严管理,两类机构接入后暂不开通直接查询
C. 根据信用评级和信息安全管理等情况决定两类机构是否开通或保留直接查询权限
D. 申请接入的两类机构应建立征信业务管理相关的规章制度
【多选题】
在企业征信系统中,借款人特征主要包括___。
A. 大型企业
B. 中型企业
C. 小型企业
D. 微型企业
【多选题】
在企业征信系统中,企业异议信息的处理原则包括___。
A. 及时定位原则
B. 及时反馈原则
C. 源头处理原则
D. 处理备案原则
【多选题】
在企业征信系统中,金融机构合并和注销应满足下列___等条件。
A. 被合并机构的机构设置符合批文的要求,企业征信系统中的业务数据已全部划转至接收机构
B. 注销机构在企业征信系统中不存在未结清业务数据、异议信息等遗留问题
C. 机构合并只能在上、下级机构间进行
D. 机构注销前应先取消所用用户的查询权限
【多选题】
在企业征信系统中,采集的信贷业务类型主要包括贷款、贸易融资、___、保函、信用证、公开授信等。
A. 保理
B. 票据贴现
C. 银行承兑汇票
D. 商业承兑汇票
【多选题】
在信用评级过程中,信用等级是信用评级机构用既定的符号来标识评级主体和债券未来___的级别结果。
A. 偿债能力
B. 价值
C. 业绩
D. 偿债意愿可能性
【多选题】
在银行专业版个人信用报告中,“最近5年内的逾期记录”包括的数据项有___。
A. 逾期月份
B. 逾期持续月数
C. 逾期金额
D. 还款信息
【多选题】
在企业征信系统中,查询明细信贷信息时,一笔“借据详细信息”主要包括___。
A. 贷款形式
B. 贷款性质
C. 贷款投向
D. 贷款种类
【多选题】
新设金融机构分支机构要加入征信系统,应向所在省(自治区、直辖市)或计划单列市的征信分中心提出申请,需提交的材料主要包括___。
A. 企业征信系统接入机构分支机构申请表
B. 关于用户管理、信息查询与使用、异议处理和安全管理等方面的内控管理制度
C. 加盖公章的金融许可证、营业执照(副本)及组织机构代码证(副本)复印
D. 税务登记证
【多选题】
个人征信系统是中国人民银行组织商业银行建立的全国统一的个人信用信息共享平台,它依法___个人的信用信息。
A. 公布
B. 保存
C. 采集
D. 整理
【多选题】
人民银行个人征信系统已经覆盖全国银行类金融机构各级信贷营业网点,也包括部分非银行类机构如___等。
A. 住房公积金管理中心
B. 小额贷款公司
C. 汽车金融租赁公司
D. 财务公司
【多选题】
征信的基本流程可以分为制定数据采集计划、___等。
A. 采集数据
B. 分析数据
C. 形成信用报告
D. 分析信用报告并提供分析结果
【多选题】
债务人违约是指在考察期间,债务人发生了下述___情形。
A. 债务人任一笔贷款本金逾期90天以上
B. 在贷款五级分类项下,贷款由正常类(正常或关注)调为不良类(次级、可疑或损失)
C. 债务人贷款核销
D. 债务人任一笔信用证、票据、保函等表外业务发生垫款
【多选题】
对信用报告持有不同意见时,可向哪些部门提出异议申请?___
A. 与自己有业务往来的数据报送机构
B. 当地人民银行
C. 当地银监局
D. 地方政府
【判断题】
只要取得客户的书面授权,商业银行的所有业务经办人员都可以查询客户的个人信用报告。
A. 对
B. 错
【判断题】
商业银行的查询用户,只要取得信息主体本人的书面授权,就可以通过个人征信系统查询其个人信用报告,并打印给信息主体本人。
A. 对
B. 错
【判断题】
对于拒贷客户的征信查询授权资料,商业银行应妥善保管。
A. 对
B. 错
【判断题】
征信查询采用电子授权的情况下,仍需要客户上传身份证影像来验证客户身份。
A. 对
B. 错
【判断题】
营销前,先查询客户征信报告,判断客户是否符合准入,再考虑是否营销,可以减少时间成本,只要营销后再补回客户授权书,就不算违规。
A. 对
B. 错
【判断题】
未按照与个人信息主体约定的用途使用个人信息或者未经个人信息主体同意向第三方提供个人信息,征信业监督管理部门或者其派出机构可对单位处2万元以上20万元以下的罚款。
A. 对
B. 错
【判断题】
当所有信贷业务关系解除后,我行各级人员仍具有对该企业信用信息的查询权。
A. 对
B. 错
【判断题】
受理客户异议核实情况,查询征信的,不需要取得客户授权。
A. 对
B. 错
【判断题】
所有以“贷后管理”查询已授信(在保)客户个人信用报告的,无须经业务所属机构或风险管理部门负责人批准同意或重新获取客户授权。
A. 对
B. 错
【判断题】
我行查询所行的个人征信报告,可以随意截屏或拍照擅自留存。
A. 对
B. 错
【判断题】
各机构每日营业结束后(最迟不得晚于次日),对当天查询情况的合规性开展自查,发现问题的立即整改。存在违规事项的,应立即向所在地人民银行分支机构报送。
A. 对
B. 错
【判断题】
非我行正式员工有权限查取我行客户的征信信息。
A. 对
B. 错
【判断题】
只有经过内部授权的人员才能调阅存档征信信息。
A. 对
B. 错
【判断题】
征信用户管理员、统一查询用户、数据上报员、A类查询用户可兼任。
A. 对
B. 错
【判断题】
人民银行及其分支机构、金融机构通过企业信用数据库查询获取的借款人信用信息,可以向有需求的第三方透露。
A. 对
B. 错
【判断题】
金融机构查询借款人信用信息必须得到借款人的授权。
A. 对
B. 错
推荐试题
【单选题】
An administrator is installing vCenter Server for an environment that has 40 ESXi 6.x Hosts and 150 virtual machines. Which database would meet the minimal requirements needed for this task? ___
A. vFabric Postgres
B. Microsoft SQL Express 2008
C. Microsoft SQL Server 2014
D. Oracle 11g
【单选题】
What is a requirement when enabling a Virtual SAN cluster in an existing High Availability (HA) and Distributed Resource Scheduler (DRS) Cluster? ___
A. Disable DRS and HA before enabling Virtual SAN
B. Enable DRS before enabling Virtual SAN
C. Disable HA before enabling Virtual SAN
D. Enable Storage DRS before enabling Virtual SAN
【单选题】
The vSphere administrator attempts to connect to an ESXi host via an SSH client and receives the following security alert: The vSphere administrator needs to determine whether the RSA key fingerprint shown in the security alert is the fingerprint of the intended ESXi host. Which tool should the vSphere administrator use? ___
A. Direct Console User Interface
B. vSphere Client
C. vSphere Web Client
D. vSphere Management Assistant
【单选题】
An administrator needs to monitor traffic on vSwitches in a vSphere 6.x environment. Which option, if configured, would accomplish this task? ___
A. Forged Transmits
B. MAC Address Changes
C. Promiscuous Mode
D. Notify Switches
【单选题】
What is true regarding datastores on ESXi 6.x? ___
A. NFS 4.1 datastore does not support Fault Tolerance (FT)
B. VMFS3 and VMFS5 datastores can be newly created
C. NFS datastore can be concurrently mounted using NFS 4.1 on one host and NFS on another
D. NFS 3.0 datastore does not support Fault Tolerance (FT)
【单选题】
An administrator is cloning and configuring five new web server virtual machines. What would be the benefit of configuring resource shares for the new VMs? ___
A. To prioritize access to a resource during contention.
B. To guarantee access to a resource during contention.
C. To prioritize access to a resource before contention occurs.
D. To guarantee access to a resource before contention occurs.
【单选题】
An administrator logs into the vSphere Web Client and sees the warning shown in the Exhibit. During a change control window, the warning was addressed. What should be done to verify that the host is no longer showing the warning? ___
A. Run a Remediate host operation.
B. Recheck the compliance of the host.
C. Restart the host to get rid of the warning.
D. Install VMware tools to clear the warning.
【单选题】
A vApp named Sales has a Memory Limit of 32 GB and a CPU Limit of 12,000 MHz. There are three virtual machines within the vApp: <Sales-DB -- Has a memory reservation of 20 GB. > <Sales-DC -- Has a memory reservation of 8 GB. > <Sales-Web -- Has a memory reservation of 8 GB.> Which statement is correct? ___
A. All three virtual machines can power on, but will have memory contention.
B. All three virtual machines can power on without memory contention.
C. Only two of the three virtual machines can power on.
D. Only one of the virtual machines can power on.
【单选题】
You are editing the management network configuration of an ESXi 6.x Host from the vSphere Web Client. You mistakenly put the incorrect VLAN in place for the management network. What action do you need to take to correct this? ___
A. You need to manually edit the configuration on the host with command line utilities.
B. No action is required. By default ESXi rolls back configuration changes that disconnect the host.
C. The ESXi host system configuration will need to be restored to the factory configuration to fix the issue.
D. The change can be reverted in the vSphere Web Client by simply editing the switch again.
【单选题】
What is true about resource pools created on a Distributed Resource Scheduler (DRS) cluster?___
A. A root resource pool is created with the specified values.
B. A root resource pool is automatically created using the aggregate total of the ESXi host resources in the cluster.
C. A root resource pool is automatically created using the aggregate total of all resources in the datacenter.
D. A root resource pool is not needed when creating resource pools on a DRS cluster.
【单选题】
An administrator attempts to enable Enhanced vMotion Compatibility (EVC) on a cluster. The operation results in a compatibility error, as shown in the exhibit. What is the likely cause of this error? ___
A. The CPUs in the ESXi host are not AMD CPUs.
B. The CPUs in the ESXi host do not support hardware virtualization capabilities.
C. The XD/NX CPU features have not been enabled in the BIOS of the server.
D. There is no shared storage between the hosts in the cluster.
【单选题】
What condition would prevent an administrator from creating a new VMFS3 datastore on an ESXi 6.x host using the vSphere Web Client? ___
A. A VMFS3 datastore cannot be created on an ESXi 6.x host.
B. The VMFS3 kernel module is not loaded.
C. A VMFS3 datastore cannot be mounted on an ESXi 6.x host.
D. VMFS3 datastores are not compatible with virtual machines created on an
E. SXi 6.x host.
【单选题】
During a new vSphere Distributed Switch configuration, where does the Maximum Transmission Unit (MTU) value get modified? ___
A. Uplink Settings
B. Switch Settings
C. Portgroup Settings
D. NIC Teaming Settings
【单选题】
A small company wants to use VMware products for its production systems. The system administrator needs to recommend a solution that will deliver High Availability to the company's production applications. What is minimum vSphere offering that will support this requirement? ___
A. vSphere Essentials
B. vSphere Essentials Plus
C. vSphere Hypervisor
D. vSphere Standard
【单选题】
Which scenario shows a reason for VMware Tools failing to install? ___
A. Virtual machine has a CD-ROM configured.
B. Guest OS Antivirus is blocking the VMware Tools installation.
C. Guest OS has 64-bit ldd (list dynamic dependencies) utility installed.
D. Virtual machine is powered on.
【单选题】
An administrator is configuring an ESXi 6.x host to use multiple NICs to resolve a management network redundancy error. After configuring a second NIC, the server is not able to communicate when the primary connection is taken down. The administrator analyzes the Exhibit shown here. Based on the exhibit, what is the likely cause of the issue? ___
A. vmnic4 is not attached to a vSwitch.
B. vmnic2 is not connected to a physical switch.
C. E1000 is the incorrect NIC
D. river for this card.
【单选题】
What information is required as part of an interactive ESXi 6.x installation? ___
A. Keyboard layout
B. IP Address
C. Root password
D. DNS information
【单选题】
What is the default load balancing policy for a newly created VMkernel port on a vSphere Distributed Switch? ___
A. Route based on orginating virtual port ID
B. Route based on IP Hash
C. Route based on source mac address
D. Route based on physical NIC load
【单选题】
An administrator deploys vCenter Server using the embedded Platform Services Controller. After testing the deployment for a couple of months, it is determined that the environment would be better served with an external Platform Services Controller. What should the administrator do to meet this new requirement? ___
A. Deploy a fresh instance of vCenter Server with an external Platform Services Controller.
B. Perform a fresh install of an external Platform Services Controller.
C. Migrate the embedded Platform Services Controller to an external Platform Services Controller.
D. Upgrade the embedded Platform Services Controller to an external Platform Services Controller.
【单选题】
Why are some virtual machines orphaned after rebooting a High Availability (HA) enabled host? ___
A. The Orphaned virtual machines have HA restart disabled.
B. The Orphaned virtual machines moved recently and the change did not persist.
C. The host is attached to failed storage.
D. The host just came out of maintenance mode.
【单选题】
Which vSphere 6 Standard Edition feature will allow an organization to ensure that critical multi-threaded applications have the maximum possible uptime? ___
A. Fault Tolerance
B. High Availability
C. Distributed Resource Scheduler
D. App HA
【多选题】
An application running in a virtual machine is experiencing performance issues. When utilizing performance monitoring utilities, it is noted that the CPU Utilization of the application is at 100%. Which two scenarios are probable causes of the CPU contention for the application? (Choose two.)___
A. There is a network I/O constraint.
B. There is a storage I/O constraint.
C. There is insufficient disk space assigned to the virtual machine.
D. The application is not virtualization aware.
【多选题】
A Fault Tolerance (FT) virtual machine with four vCPUs is experiencing high latency when performing ICMP and Application tests. What are three potential causes that may be attributing to this latency? (Choose three.)___
A. The FT network has insufficient bandwidth and is running on a 1GB Link.
B. The FT network is on a particularly high latency link.
C. The FT network has been configured with Network I/O Control.
D. The FT virtual machine is running an e1000 network adapter.
E. The
F. T virtual machine is running on poor performing network-based storage.
【多选题】
A virtual machine is experiencing performance issues. The following performance metrics are observed: <CPU usage value for the virtual machine is above 90%> < CPU ready value for the virtual machine is above 20%> Which two activities will likely resolve the performance issues? (Choose two.)___
A. Set a CPU reservation for the virtual machine.
B. Increase the CPU limit on the virtual machine.
C. Decrease CPU shares equally for all virtual machines on the host.
D. Increase CPU shares equally for all virtual machines on the host.
【多选题】
An administrator is upgrading a vSphere Distributed Switch. The existing switch is version 6.0 and the administrator wants to upgrade to the latest version possible. The environment contains several ESXi 6.1 hosts. Which two options are available to ensure that the upgraded switch will be compatible with these hosts? (Choose two.)___
A. Upgrade the vSphere Distributed Switch to 6.0
B. Upgrade the ESXi 5.5 hosts to version 6.0, then upgrade the vSphere Distributed Switch to 5.5
C. Upgrade the vSphere Distributed Switch to 5.1
D. Upgrade the
E. SXi host switches to 5.5, then upgrade the vSphere Distributed Switch to 5.5
【多选题】
An administrator attempts to create a Thick Provisioned Virtual Disk (VMDK) on an NFS datastore; but it fails. Which two reasons would explain the failure? (Choose two.)___
A. Datastore is on an NFS 3 storage server that does not support Hardware Acceleration
B. Datastore is on an NFS 4.1 storage server
C. Only VMFS datastores support "Thick Provisioned" VMDK
D. The NFS datastore was not created on a "Thick Provisioned" device
【多选题】
Which two NFS Protocol versions does vSphere 6 support? (Choose two.)___
A. Version 3
B. Version 3.1
C. Version 4
D. Version 4.1
【多选题】
Which three operations occur during a cold migration of a virtual machine? (Choose three.)___
A. The virtual machine disks are moved if the datastore is being changed.
B. The virtual machine is registered with the destination server.
C. The source virtual machine is removed from the old hosts.
D. The virtual machine hardware is upgraded.
E. The virtual machine files are quiesced prior to the migration.
【多选题】
A 4 GB Memory virtual machine is experiencing extended memory issues, as shown in the Exhibit. What potential issues could be attributed to this memory pressure?___
A. A limit is imposed on the virtual memory of this virtual machine.
B. The Balloon driver has been uninstalled.
C. A limit has been imposed on the Virtual CPU of the virtual machine.
D. Storage IO control has been enabled for the virtual machine causing the swapped memory.
【多选题】
You are creating a virtual machine in the Web Client using the New Virtual Machine wizard. Which two steps are required? (Choose two.)___
A. Select a valid name.
B. Select a cluster for the compute resource.
C. Select a network adapter.
D. Select the virtual machine compatibility.
【多选题】
An administrator has been given requirements to configure vMotion for a new virtual machine. The configuration should: <Provide Network Redundancy Use VLAN 550> <Be secured against anyone trying to spoof communication The vSwitch1 configuration is shown in the Exhibit.> Which three changes should be made to meet the stated requirements? (Choose three.)___
A. The VLAN ID must be set appropriately.
B. The default values for MAC Address Changes and Forged Transmits must be altered.
C. The teaming and failover adapters must be set appropriately.
D. The Traffic Shaping configuration must be altered.
E. The Load Balancing Policy must be set appropriately.
【多选题】
Which three traffic types are available services options when configuring a vmkernel port? (Choose three.)___
A. Provisioning Traffic
B. Virtual Volumes Traffic
C. vSphere Replication NFC Traffic
D. Virtual SAN Traffic
E. FCoE Traffic
【多选题】
An administrator logs into the vSphere Web Client, but is unable to see any hosts and clusters. Which two options could fix the problem? (Choose two.)___
A. Verify that the client web browser and vCenter Server are in the same broadcast domain.
B. Verify that the vCenter Server system is registered with the same Platform Services Controller as the vSphere Web Client.
C. Log in to the vCenter Server as a user within the Active
D. irectory domain.
【多选题】
Which three VLAN Tagging modes are available in vSphere 6.x? (Choose three.)___
A. External Switch Tagging
B. Private VLAN Tagging
C. Virtual Switch Tagging
D. VXLAN Tagging
E. Virtual Guest Tagging
【多选题】
Which two statements are true about VMFS5 datastores on ESXi 6.x? (Choose two.)___
A. Virtual Disk (VMDK) size can be larger than 2TB.
B. Datastore extent size can be larger than 2TB.
C. Only Physical Mode Raw
D. evice Map (Passthrough-RDM) can be larger than 2TB.
【多选题】
Which two statements are correct when turning off a Distributed Resource Scheduler (DRS) Cluster? (Choose two.)___
A. The resource pool hierarchy of the DRS cluster is maintained.
B. The resource pool hierarchy of the DRS cluster is removed.
C. The affinity settings of the
D. RS cluster are removed and not maintained when DRS is re-enabled.
【多选题】
An administrator is creating a new Virtual SAN cluster on a Layer 2 network. There is an existing Virtual SAN cluster on the same Layer 2 network. Which two actions would allow the new Virtual SAN cluster to coexist with the older cluster? (Choose two.)___
A. Change the default Multicast Address on the new Virtual SAN cluster.
B. Change the default Unicast Address on the new Virtual SAN Cluster.
C. Create a separate VLAN for each cluster.
D. Create an ARP Alias for the Virtual SAN VMkernel Network Adapter.
【多选题】
A vCenter Operations Manager 5.7 environment is upgraded to vRealize Operations. After the upgrade, the analytics services fail to start. Which three steps must be taken to resolve the problem? (Choose three.)___
A. Take the vRealize Operations cluster offline.
B. Delete the activity persistence files.
C. Bring the cluster back online.
D. Remove any unresponsive nodes.
E. Stop the CaSA service.
【多选题】
An organization has an ESXi 6.x host that contains two resource pools. The host is being relocated to a DRS cluster. What two actions can be taken to integrate the host into the cluster, and what would happen to the existing ESXi resource pool hierarchy as a result? (Choose two.)___
A. Place all of the host's virtual machines into the DRS cluster root resource pool. The resource pools present on the host will be deleted.
B. Create a resource pool for the ESXi host's virtual machines and resource pools. The resource pools present on the host will be deleted.
C. Place all of the host's virtual machines into the DRS cluster root resource pool. The resource pools present on the host will be preserved.
D. Create a resource pool for the
E. SXi host's virtual machines and resource pools. The resource pools present on the host will be preserved.
【多选题】
Which two parameters are required when adding an iSCSI target to an iSCSI Software Adapter using Dynamic Discovery? (Choose two.)___
A. The iSCSI device's IP Address or Fully Qualified Domain Name
B. The Port Number
C. The iSCSI device's iSCSI Qualified Name (IQN)
D. The Default Gateway IP Address