【多选题】
3：网上银行用户中证书版用户是指选择U－key及数字证书为认证方式的用户。数字证书认证方式，个人账户单笔转账限额为 万元，日累计限额为___万元。
A. 500 2000
B. 300 3000
C. 200 2000
D. 20 100
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【多选题】
4：网上银行用户中证书版用户是指选择U－key及数字证书为认证方式的用户。数字证书认证方式，企业账户单笔转账限额为 万元，日累计限额为___万元。
A. 500 1000
B. 300 2000
C. 500 5000
D. 300 3000
【多选题】
1：个人客户办理网上银行业务须本人持有效身份证件和注册账户原件(金燕卡)及复印件。有效身份证件包括___或者其它有效旅行证件护照。
A. 居民身份证(临时身份证)
B. 军人身份证
C. 武装警察身份证件
D. 港澳居民往来内地通行证
E. 台湾居民来往大陆通行证
【多选题】
2：企业客户办理网上银行业务须持有效文件原件及复印件和其他相关材料。有效文件包括在河南省农村信用社营业网点开立结算账户的基本账户___原件及复印件等。
A. 开户许可证
B. 事业单位法人证书
C. 组织机构代码证
D. 营业执照
【多选题】
2：“扶贫贷”的贷款额度不超过()，授信期限最长为()，执行利率为一年期()，一年以上利率为___。
A. 10万、2年、4.35%、4.75%
B. 5万、2年、4.75%、4.95%
C. 5万、3年、4.35%、4.75%
D. 10万、3年、4.75%、4.95%
【多选题】
3：“白领贷”指客户对象为本市行政事业单位干部职工，贷款利率适用月利率(), 授信额度()万元以下，单位高层领导最高贷款额度可放宽至___万元以内。
A. 5.5‰、20、50
B. 5.5‰、10、30
C. 5.75‰、30、50
D. 5.75‰、20、30
【多选题】
10：“助学贷”执行央行基准利率，贷款期限超过一年按年浮动。目前一年以内为( )，1至5年为___。
A. 4.3%、4.7%
B. 4.35%、4.75%
C. 4.75%、4.95%
D. 4.75%、4.85%
【多选题】
19： “金太阳”产品借款金额在( )万元(含)以下的，可按信用贷款方式办理；金额超过___万元的，应当提供本行认可的抵、质押或保证担保。
A. 5、10
B. 10、15
C. 5、5
D. 10、20
【多选题】
21：“二手车贷”贷款利率执行央行基准利率上浮( )%，贷款期限超过一年按年浮动。目前乘用车一年以内( )‰、一年以上___‰。
A. 30、4.713、5.15
B. 40、5.15、5.542
C. 40、5.075、5.542
D. 30、5.15、5.542
【多选题】
22：现在我行首套个人住房按揭贷款利率执行( )，非首套利率执行___。
A. 基准利率上浮30%、基准利率上浮35%
B. 基准利率上浮20%、基准利率上浮30%
C. 基准利率上浮25%、基准利率上浮35%
D. 基准利率上浮30%、基准利率上浮40%
【多选题】
6： 客户可以通过___等多种方式，得到银行提供的24小时多层次、多渠道的全天候服务，真正体会的银行服务的高效、方便和快捷。
A. 自助银行
B. 电话银行
C. 手机银行
D. 网上银行
【多选题】
7：中国银行业践行“公平对待消费者”理念，就是按照___的原则，充分履行和兑现对消费者的服务契约和书面承诺，为消费者提供文明规范服务,积极保障和维护消费者合法权益。
A. 依法合规
B. 诚实守信
C. 公开透明
D. 公平公正
E. 文明规范
【多选题】
8：个人贷款借款人的基本条件是___。
A. 具有完全民事行为能力的中国公民或符合条件的境外自然人
B. 贷款用途明确合法
C. 信用状况良好，无重大不良信用记录
D. 具备还款意愿和还款能力
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The English Civil War broke out in 1642 between .
A. A. Protestants and Puritans
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C. C. nobles and peasants
D. D. aristocrats and Christians
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was passed after the Glorious Revolution.
A. A. Bill of Rights
B. B. Act of Supremacy
C. C. Provisions of Oxford
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The importance of the British monarchy can be seen in its effect on .
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British Cabinet works on the principle of .
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The main duty of the British Privy Council is to .
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is the first African-American winner of the Nobel Prize for Literature.
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Of the following writers, is Not a Nobel Prize winner.
A. A. Alice Walker
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A. A. The Sun Also Rises
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F. Scott Fitzgerald’s finest novel is , and its theme is about
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Of the following writers, is NOT included in the group of naturalists.
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Of the following, is NOT characteristic of Mark Twain’s works.
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Of the following, is considered Herman Melville’s masterpiece.
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Of the following, is NOT Nathaniel Hawthorne’s work.
A. A. The Scarlet Letter
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is regarded as “the father of American literature”.
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Of the following writers, are from the Colonial and Revolutionary Periods.
A. A. Benjamin Franklin & Edgar Ellen Poe
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The National Day of the United States falls on .
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Of the following, is NOT among the three major radio and TV networks in America.
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is sold especially to the upper or upper-middle class and it has a reputation for its serious attitude and great bulk.
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Of the following universities, has NOT cultivated any American President yet.
A. A. Harvard University
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C. C. Princeton University
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To get a bachelor’s degree, all undergraduate students are required to do the following except .
A. A. attending lectures and completing assignments
B. B. passing examinations
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D. D. earning a certain number of credits
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Of the following, is NOT the responsibility of the board of trustees in U. S. institutions.
A. A. choosing the president
B. B. establishing policies for administrators and faculty
C. C. approving budget and other financial project
D. D. decide which student to enroll
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Of the following, are NOT among the categories of American higher education.
A. A. universities and colleges
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Higher education in the United States began with the founding of
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B. B. Harvard University
C. C. Princeton University
D. D. New York University
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Of the following subjects, are NOT offered to elementary school students.
A. A. mathematics and languages
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D. D. music and physical education
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Formal education in the United States consists of , secondary and higher education.
A. A. kindergarten
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At present, U. S. exports account for of the world’s total.
A. A. 10%
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C. C. 20%
D. D. 25%
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is not one of the three giants in American automobile industry.
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The following statements are all true except .
A. A. Agribusinesses reflect the big, corporate nature of many farm enterprises.
B. B. Agribusinesses maintain a balanced trade pattern between agricultural imports and exports.
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D. D. Agribusinesses include a variety of farm businesses and structures.
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About of American crops are for export.
A. A. half
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President Johnson tried to build a “Great Society” by introducing various programs like the following except .
A. A. Medicare
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The following inventions took place during the “second indThe following inventions took place during the “second industrial revolution” except .
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The first National Bank of the United States was established with the urge of .
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C. C. Andrew Jackson
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Chartered companies were NOT granted the by the British King or Queen.
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C. C. judicial authority
D. D. diplomatic authority
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The modern American economy progressed from to , and eventually, to .
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America produces a major portion of the world’s products in the following fields except .
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The President is directly voted into office by .
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B. B. the citizens over 18 years old
C. C. electors elected by the voters
D. D. the senators and representatives
